The credit manager of the casino primarily handles establishing credit relationships between the casino and its clients and assists with loan matters.
These loans are known to carry high interest rates.
Many gamblers, even aware of the steep interest, opt for these loans when desperate.
However, not everyone can secure a loan at the casino,a certain creditworthiness and prior verification are required.
For gamblers like Caleb and Nicholas, borrowing two million dollars from the casino all at once is nearly impossible.
The credit manager appeared somewhat troubled and said to Caleb, “Caleb, how do you expect me to handle this? For such a large sum, I’d have to consult with the higher-ups.”
While Caleb conversed with the credit manager, his gaze remained fixed on the gambling table, “Then hurry it up! There’ve been five consecutive wins for the player, as you’ve seen. If we miss this, we lose the opportunity! Loan us whatever you can!”
The credit manager quickly contacted the casino’s finance department and received a reply, “Caleb, based on your prior record, we can approve a credit of up to fifty thousand dollars.”
“Fifty thousand dollars? How’s that enough?” Caleb, still eyeing the gambling table, responded, “Don’t waste time. Give me the maximum amount, and I’ll pay you back as soon as I win.”
A representative from the finance department appeared—a tall man with a full beard. Holding up a stack of chips, he announced, “These are chips worth fifty thousand dollars. If you pay back today, with interest, it’ll be seventy thousand dollars.” ．𝚌ｏｍ
“That interest rate…” Caleb’s face showed discomfort, but he quickly added, “Give me those chips!”
“Alright then! You seem to be a straightforward guy,” said the bearded finance department representative, handing the chips to Caleb.
For the finance representative, whether Caleb bet on the banker or the player, there would always be interest to be paid if he won. It was a win-win for the representative.
He wasn’t truly worried about Caleb failing to pay back the money. After all, it was a relatively small sum. If Caleb couldn’t cover the debt, he would have to find someone else to settle it for him.
Debts had to be repaid,that was the rule they adhered to.
Just as Caleb and the finance representative reached an agreement, the game at the table had already started. William was betting on the player again, which meant another win for the player’s side.
“It’s the 5th consecutive win for the player!” Caleb seemed lost in thought, murmuring, “The banker has to win this time!”
Even the finance representative and the credit manager felt a twinge of excitement.
Having worked in the casino, they had witnessed all sorts of unbelievable occurrences. They had seen players win consecutively for ten rounds or more.
But logically, such winning streaks eventually come to an end. As long as players have sufficient funds and the right strategy, they can prevail in a round.
However, the bearded finance representative, familiar with the casino’s operations, was acutely aware of the risks of gambling.
He was in the business of steady returns,why would he risk it on a bet?
While he might occasionally win a round or two, the allure of gambling, if unchecked, could entrap a person, making it hard for them to break free.
In the long run, the casino is always the ultimate winner. Hence, he had set a clear rule for himself and his team: never to engage in gambling.
William’s bets had been quite small for the last few rounds, so he hadn’t won much. His purpose for coming wasn’t to win money.
The moment Caleb got his chips, he immediately placed all of it on the banker without hesitation.
Nicholas also put all the chips he had originally reserved for his fare on the banker.
William chuckled and, at the last moment, placed a $100 bet on the player.
“Damn it! They’ve drawn the player again? Are they out of their minds?”
As the cards were revealed, Caleb cursed, looking as if he had lost all his strength.
Just as this happened, David approached William.
When William had earlier tried to locate Caleb, he had already noticed David. David seemed to be someone in charge at the casino. Coincidentally, after William entered, David had also taken note of him.
“William, you didn’t borrow money from Lila to gamble here, did you?” David said, chuckling as he approached William. “I’ve already sent the surveillance footage of your gambling to Lila. What do you think she will think of you?”
William simply laughed, “You think I won’t call Lila right now, tell her I’ve lost money gambling, and ask her to transfer more to me?”
“Don’t you have any shame?” David suddenly realized he seemed to have little leverage over this guy.
David’s family had a profound influence in the gambling city. They provided private loan services to certain VIP clients within the casino. Even though David wasn’t the owner or a shareholder of the casino, he wouldn’t dare to go against its rules.
As for the idea of having a group of people bag William and dump him in the desert or some other remote area — David hesitated.
William appeared to be quite skilled,if they tried anything, it might not end well. Plus, he had just sent Lila the video of William in the casino. If anything happened to William, Lila might suspect David’s involvement.
“I didn’t borrow any money from you. Don’t disturb my gambling,” William said with a look of disdain, waving his hand dismissively. Then, all the surveillance in the entire casino malfunctioned!
This terrified the casino staff. Their cameras were maintained by specialists, and over 500 cameras in the casino all malfunctioned simultaneously. Was this the work of a hacker or something?
Little did David know, because of his careless words, the entire casino’s surveillance system broke down.
“Caleb, have you lost enough?” William ignored David and turned to speak with Caleb.
Caleb had initially hoped to borrow some money from William. But since they weren’t close, he resorted to a high-interest loan instead.
“You…” Caleb hesitated for a moment, then looked at the chips in William’s hand, totaling about twenty to thirty thousand dollars.
“Let me put it this way,” William proposed, “If you swear that once you win back the money you owe, you’ll quit gambling forever, I can lend you these chips.” William wanted to give Caleb a way out, thinking about Caleb’s young daughter Amy at home. It’d be so tragic for a child to lose a father.
“I swear, as long as I can win back today’s debt, I’ll never gamble for the rest of my life!” Caleb promptly agreed. He was so desperate,it seemed like William’s chips were his last lifeline.
William pushed all the chips toward Caleb: “You have ten chances, then you must stop. If you can control yourself, these chips are yours.”
“Alright!” Caleb gripped the chips tightly, immediately placing them on the “Banker.” He had to win it back.
The chips William gave him totaled $25,000. If he could win ten rounds in a row, he’d surely have some left over.
“Banker 8, Player 5! Banker wins!”
“Fantastic!” Caleb sighed in relief, then glanced at William apprehensively, fearing he might change his mind, and went all in on the Banker again.
“Banker 7, Player 6! Banker wins again!”
Caleb, fists clenched in excitement, collected his winnings and went all in on the Player.
Since William said there are only ten chances, there’s no way he would lose within those ten rounds.
William, it seems, was even more formidable than the mythical figures of Hermes and Tyche combined.
By the eighth round, a significant stack of chips piled up in front of Caleb, totaling roughly over six hundred thousand dollars. He had also repaid the money he had borrowed from the finance representative and the amount he owed to Nicholas.