Chapter 58: Song Shiwei also wants to invest in stocks? Zhao Yuanyuan and Wang Changhua both come from well-off families. If you ask them to buy a 10,000 yuan computer and a 10,000 yuan cell phone, they might just have to beg their parents for it. However, if you lend 20,000 yuan to a friend for investment, especially when that friend is a minor, your parents will definitely not agree. "Brother Chen~" Zhao Yuanyuan asked curiously, "What are you going to invest in?" "stock." Chen did not hide anything. "stock?!" Huang Baihan spat out the straw in his mouth and looked up in surprise. All along, Da Huang only knew that Chen was planning to take the gift money for the graduation banquet, but he had no idea what his friend was going to do. Now I realize it’s actually stocks.
But that thing seems to be farther away from me! Huang Baihan originally thought that Chen was planning to buy some balloons, flowers, stationery... these little things at a low price and sell them by the river or in front of the shopping mall at night. By selling at a low profit but high volume, I could earn a few thousand dollars, which would give me some extra pocket money in college. Huang Baihan also planned to help his friends push carts when he got tired of the game. After all, this is the way for prospective college students to start a business. As for stocks, shouldn't that be something that only successful people who wear high-end suits, hold mobile phones, and sit in offices play with? Huang Baihan's impression of the stock market still remains on the Hong Kong dramas "The Greed of Man" and "The Creation of the World", but this is normal. Even in 2024, few high school students would think about stock trading. “Can this… make money?” Huang Baihan asked subconsciously, which was also a question that the other two were concerned about. "I am very confident." Chen said calmly: "But the stock market fluctuates greatly, and there is no 100% guarantee." Chen Zhuo had no intention of lying. There were many ways to make money, and he didn't want to lose these lovely friends he had known since junior high and high school because of making money. So he made it clear about the direction of investment, the interest rate for borrowing money, as well as the time and method for repayment, and then let everyone choose. First, the money will flow into the stock market; Second, the loan interest rate is based on the current highest bank interest rate*2; Third, the principal and interest must be repaid in full by January next year at the latest. At the same time, you can choose any one of the following gifts: mobile phone, computer, or electric car. Fourth, if you agree, I will write an IOU and all the above contents will be written on the IOU. …… Chen listed some clauses, which were actually a little difficult for Huang Baihan, Zhao Yuanyuan and Wang Changhua to understand based on their experience. However, looking at Chen's serious eyes, they all understood that this future top student of economics from Zhongda Lingnan College, who had scored 652 points in the college entrance examination, was planning to try his hand! The three of them looked at each other for a few seconds, and Da Huang asked first: "If we ask our parents directly, they probably won't give it to us." This is a very good question. Let alone tens of thousands of yuan, even if it is just a few thousand, your parents will most likely not agree. So, Chen took out the Haier mobile phone he bought for 600 yuan, put it on the table and said: "My mom and I asked for 6000 yuan to buy a mobile phone, but I only bought a 600 yuan one. The money saved is mine. I also plan to operate the laptop in the same way."
After this sentence was said, several people laughed. It seems that everyone has used the trick of "false accounting" before. But before it only cost 50 instead of 20, the difference is only 30 yuan. This time, the price difference may be an astronomical figure for a high school student. what to do…… Huang Baihan picked up his 600 yuan Haier mobile phone to play with it, and then bit his fingernails silently. This problem was obviously more difficult than math. But in the end, Da Huang still took a big gulp of the orange juice, wiped his mouth and said, "Then...then I'll try it." Huang Baihan made this decision with great effort, mainly because of his friendship with Chen Zhuo. He actually knew nothing about investment behavior. After saying this, under everyone's gaze, Da Huang felt a little guilty, and his momentum suddenly disappeared. He scratched his head and said: "Chen Zhe, I can only say that I've tried my best. And you know my family situation, so forget about the red envelope for the graduation banquet. Even if you add up the phone and the computer, I can only save you about 1 at most." "enough." Chen Zhu knew that this number was almost Huang Baihan's limit. After Dahuang made the decision, Zhao Yuanyuan and Wang Changhua looked at each other. Wang Changhua was about to speak, but Yuanyuan spoke first. "Brother Chen, I guess I can't save money on my phone because I've already picked out a really nice phone." Zhao Yuanyuan said sweetly, "But I can save all the money for the laptop. Our major doesn't need a computer. I will also try to ask my parents for the red envelope for the entrance banquet, but I guess only a portion will be given." Zhao Yuanyuan majored in Chinese language and literature, so using a notebook half a year later did not have much impact on her. In addition, her family conditions are similar to Chen's, so even if she receives a portion of the red envelope for the graduation banquet, it is estimated that the amount may exceed ten thousand yuan. After Zhao Yuanyuan finished speaking, it was finally Wang Changhua's turn. He felt that Zhao Yuanyuan had just stolen the limelight, so he waved his hand and said casually: "Old classmate, I will at least get you 20,000 yuan!" If this sentence was said by Huang Baihan or Zhao Yuanyuan, Chen Zhe could still believe it to some extent, but it was Wang Changhua who always boasted... Seeing Chen Zhuo's suspicious look, Wang Changhua was immediately unhappy. She had always been a little unreliable. Couldn't she be reliable for her friend this time? "We are junior high school classmates, Chen Zhuo!" Wang Changhua said angrily: "Not to mention that I came to you for answers every time I took an exam in the past three years, I also often copied your homework in junior high school. Isn't this kind of friendship worth 20,000 yuan?" As he was talking, Wang Changhua suddenly remembered something and said to Chen: "My junior high school classmates invited me to a class reunion. At that time, the college entrance examination results had not come out, so I didn't have much time to think about it. Now I plan to take a walk around and see how everyone is doing. Do you want to go?" "Junior high school reunion?" Chen shook his head: "No one contacted me." "You were just a little Karami in junior high school, who would remember you?" Wang Changhua started to brag to Huang Baihan and Zhao Yuanyuan again: "Don't think Chen Zhe is so awesome now. He plays around with school beauty Yu and has a scandal with school beauty Song. In fact, he was miserable in junior high school..." "Chen Zhuo's junior high school classmate was called Bian Xiaoliu. In terms of her looks and figure, she was not even qualified to be Yu Xian's concubine. But the boys had never seen the world at that time, so they thought she was quite cute..." "In order to attract Bian Xiaoliu's attention, they often bully Chen Zhe..." After hearing this, Huang Baihan and Zhao Yuanyuan were obviously much more interested than before.
What about stock investment interest? How boring! Huang Baihan had heard Chen Zhuo mention that female classmate from junior high school before, and he kept asking questions: "Where is Bian Xiaoliu now...what university did she get into...Song Shiwei can't compare to Yu Xian, so how can she compare to Wu Yu... Damn, I really want to meet her..." "A bunch of idiots~" Chen smiled and did not refute. He picked up the Coke and sipped it slowly. Maybe this is what friends are like. As long as they sit together, they will feel very happy. I just don’t know how much money they can collect in the end. ······ In the next few days, Chen Zhuo kept urging Empress Dowager Mao to hold a graduation banquet. Mao Xiaoqin knew that her son wanted the gift money for his graduation banquet, so she always told him to wait. After July 7, the admission score of Sun Yat-sen University was also announced. The score of 11 was not much different from what Cao Jingjun had guessed. Chen's score of 614 was almost certain. It was not until this time that Chen Peisong and Mao Xiaoqin finally held a graduation banquet for their beloved son Chen Zhuo. Because of the nature of their work, there were actually quite a lot of friends who were willing to come and show their support. After the graduation banquet, the family gave out red envelopes totaling about 4 yuan. When Chen Zhuo saw this, his eyes lit up and he followed Mao Xiaoqin around, nagging her day and night to open an account as soon as possible. Empress Dowager Mao really had no choice, and Chen Zhuo had previously agreed to open an account with her ID card, and was under the strict supervision of his parents, so she picked a time period and went to the securities company. One afternoon, Chen Zhuo and Yu Xian came back from dinner and saw an account name and account card of CITIC Securities. "CITIC?" Chen took the account card in a daze, somewhat unsure, as Yuefa Securities was obviously closer to his home. As a mother, why should I take several more buses to go to CITIC, which is farther away? "Yes, CITIC." Empress Dowager Mao said as she changed her shoes and hung her bag, "It's the company where Weiwei's father works. Isn't it because of Weiwei that you plan to invest in stocks? Otherwise, why would you, a good high school student, think about these things?" "Gudu~" Chen swallowed hard, it was fine that he was misunderstood in school, but how could his own parents also misunderstand him like this? Just as she was about to explain, Mao Xiaoqin unexpectedly said, "Oh, I also ran into Song Zuomin today." "Director Song?" Chen asked, "Did you talk to him?" "No." Mao Xiaoqin smiled and said, "He saw me and came over to say hello to me. After hearing that you wanted to invest in stocks, he also said that Weiwei was also learning how to invest in stocks during the summer vacation, and he will keep a close eye on your two accounts in the future." Song Shiwei's major is finance, which includes a course called "Securities Investment Analysis", so it is understandable that she opened an account to enter the stock market. But why should I be exposed to this father and daughter? "Mom~" Chen Zhuo went to discuss with Empress Dowager Mao again: "Can you help me change back to Yuefa?"
"no!" Mao Xiaoqin refused outright: "I don't have many friends in Yuefa Securities. What if I don't have time to check my account and all the money is lost by you? At least I have an acquaintance in CITIC who can help supervise. I also left Mr. Song's mobile phone number today..." "Hey~" Chen sighed, he just wanted to earn some capital quietly, why was the process so difficult? ······ (Please give me a monthly ticket, thank you everyone~) (End of this chapter)