Dao Xuemei may continue to be unlucky for a while. Whoever calls this guy's name is so unlucky. Zheng Tuo looked at the million battle merits in the gold bracelet, and his mind was spinning. One and a half million battle merits is an astronomical figure for ordinary Qihai stage immortal cultivators, especially new recruits like them. but. One and a half million in battle merit is a lot less. One month's military merit is 50,000 yuan, which is 600,000 yuan per year. Even if he doesn't spend a single cent of his military merit, he will be praised for two and a half years. Not much is said. A fourth-level low-grade magic weapon used in the golden elixir stage is worth one million battle merits. And if you use it for your own practice, you can use it all in one year, which is really not enough.
so. Now is not the time to think about what to buy with the million military merits. But how to use these million military achievements to give birth to a baby. After several days of thinking hard. He really thought of a very special method, a loan. Almost everyone in the Golden City clings to their military exploits, for fear that others will look at their gold bracelets. How could anyone do such a thing as a loan? This line of work is simply a monopoly. In this world, there is nothing more profitable than a monopoly. And there is. Everyone in the Golden City is busy cultivating, and not everyone is as leisurely cultivating as himself. Most people are busy exploring the Golden Island and looking for spiritual objects. To know. If you are lucky enough to get some precious spiritual objects on Golden Island, it is equivalent to getting rich overnight. Someone once kicked a dried fruit while walking. After returning home, he discovered that it was a legendary spiritual fruit. finally. Bought by a big shot for 10 million in war merit. At that time, this incident caused a sensation in the entire Golden City. It is also because of this that everyone is keen to go to Golden Island for adventure. Don't tell me.
Someone actually got some good stuff and became a success. Moreover, the Golden City also encourages everyone to take risks, because only by taking risks and obtaining certain spiritual objects can the Golden City's treasure house be enriched. The more spiritual objects there are in the treasure house, the stronger the foundation of the Golden City will naturally be. so. If you have time to think about other ways, you might as well go to the Golden Island for adventure. Not only can you improve your combat experience, but you may also become rich overnight and become a dragon. but. For Zheng Tuo, the most important thing about a loan is... safety. No need to go out and fight the demons. No need to venture to Golden Island. Just use your brain in the Golden City, and your military achievements will jump into your pocket as if you have grown legs. Is there anything happier than this in the world? Since you want to get a loan. I definitely can't be the boss myself. And among the people you know, those who can do this kind of thing must have a good brain and understand the world. After much searching, only Senior Sister Xiao Lou was the most suitable. Senior Sister Xiao Lou was the first lady at the exchange office when she was in the Luoxian Sect, and her worldly skills were much more powerful than her strength. They had only been in Golden City for a short time, and Senior Sister Xiaolou was already very popular in the Pixiu Army and had a very close relationship with Grandma Tie. good. Let’s discuss this with Senior Sister Xiao Lou. The next day. He returned to Juxian Mansion, which was the secret base of the Luoxian Sect. Jiu Lier and Senior Sister Xiaolou often live in Juxian Mansion, so it is not difficult to find someone. "loan?" Lin Xiaolou was obviously very interested in this new term. "Junior brother, you really have an idea. As you said, it should be feasible. After all, there are many newcomers and they need more martial arts practice. However, due to the regulations, you cannot go to the Golden Island for adventure, and the Golden Battlefield is only opened once every three months. Even if you go into battle to kill The enemy won't be able to earn much battle merit, and may even be killed. With the loan, they can advance next month's battle merit, and then use this battle merit to increase their strength. This will not only increase their chances of being on the battlefield, but also It may even be taken more seriously by one's own legion and receive more resources due to the increase in strength." Lin Xiaolou analyzed it carefully and felt that the loan was completely feasible. "I'm thinking the same thing." Zheng Tuo nodded. He has thought about Senior Sister Xiaolou's analysis.
at the same time. I also feel that I have not found the wrong person. Senior Sister Xiao Lou is indeed the most suitable candidate for me. "I can't tell." Lin Xiaolou came closer to Zheng Tuo and bumped Zheng Tuo's arm with a magic weapon that had been upgraded a little bit. "Isn't your little head smart?" Lin Xiaolou took a fancy to the gentle and virtuous man, and looked at Zheng Tuo with a look of amazement, "Come on!" Be happy! There is plenty of time anyway. "Ahem... Senior sister, let's discuss the specific details." Zheng Tuo couldn't bear it. Senior Sister Xiao Lou, who changed from being aggressive to being gentle and virtuous, is really catchy. "What details are we discussing? Did I promise to help you?" How could she miss such a good opportunity. Among all the people Zheng Tuo knew, he was the most suitable person for the loan. He is the only choice for his junior brother. It would be a pity not to seize such a good opportunity. "Senior Sister, if you help me, we will split the money 50-50. Don't worry, Junior Brother will not treat you badly." Zheng Tuo retreated slightly. But at some point, his arm was caught by his senior sister's magic weapon, which made him dare not use force for fear of damaging his senior sister's magic weapon. "Hehehe... Junior Brother, Junior Brother should know very well what Senior Sister wants. How about, don't leave tonight, Senior Sister will show you some very special good things." Lin Xiaolou refused to give up and was about to capture Zheng Tuo today. Zheng Tuo cannot live or die! What's more, now that I am not the real body, even if they are cooked together, I don't know what will come out. Just when he was trying to figure out how to get out of trouble, Lin Xiaolou grabbed him. "Come on, let's discuss the details. Senior sister, I like details the most." With that said, he dragged Zheng Tuo into the house and closed the door. Subsequently. The two had in-depth exchanges on loan issues. first. Because the funds are limited, Zheng Tuo only has million military credits, so it is not suitable for large-scale loans. After discussion between the two.
I think we should first conduct a small-scale loan trial operation in Pixiu Army to see how it works. The interest rate of the loan. The minimum is 100 battle merits and the maximum is 10,000 battle merits. 100 points of combat merit will be collected per month. For 1,000 battle merits, 90 battle merit points will be charged per month. For 10,000 battle merits, 800 battle merit points will be collected per month. I have million military merits in hand, if I loan them all out. The lowest one can earn is 120,000 battle merits per month, and the highest one can earn is 150,000 battle merits per month. 50/50. The lowest one can earn 60,000 military merits per month, and the highest one can earn 75,000 military merits per month. Even the lowest battle merit of 60,000 is 10,000 more than Zheng Tuo's monthly battle merit of 50,000. "Junior brother, is it too high to charge 800 points of battle merit for 10,000 battle merit?" Lin Xiaolou was worried about such a high fee and that many people would not accept a loan, etc. "Not high, I even feel low." "How to say." "The Golden City is different from other places. Here, especially for newcomers, this month you may be lively, talking loudly and practicing hard, but next month you may be dead and buried in a foreign land. In this case, 800 battle merit will be counted. What, not to mention the battle merit of the Four Immortals Army Pixiu Army is not low. There are still newcomers with around 30,000 per month, and veterans with 40,000 per month are more common. Think about it, if you can improve your strength before entering the battlefield , so because of the improvement in strength, 800 battle merits are simply not worth it.” Zheng Tuo has thought about this problem for a long time. It won't work if the interest rate is too high, or it won't work if it's too low. It's just right now. "But, junior brother, entering the battlefield is risky. If the disciple who borrowed the loan cannot come back, wouldn't the military achievements we loaned out be in vain?" Lin Xiaolou was worried about this. "So, one month before going to the battlefield for a loan, you need to take out spiritual objects of equal value as collateral. I believe everyone has some spiritual objects that are temporarily unused. If not, then I'm sorry, we won't loan you." As a time traveler, Zheng Tuo has never done anything like loans. But have you never eaten pork or seen a pig running? Anyway, I am the first in the Golden City, and the rules must be my own. "Mortgage loans are a good idea." Lin Xiaolou nodded, "Finally, there is another question, and that is who will supervise the loan. After all, there are interests involved in the loan. I'm afraid it won't work without an expert in charge." Zheng Tuo looked at Senior Sister Xiao Lou who was doing serious analysis, then stretched out a finger and pointed to the sky. When Lin Xiaolou saw this, his face suddenly turned red. "Junior brother, you are annoying. Let's talk about business. Senior sister will be playing with you later."
Zheng Tuo looked at Senior Sister Xiao Lou who was furiously stepping on the accelerator and felt a headache. "Senior sister, what I mean is that the master we want to invite is in the sky." "Heaven!" Lin Xiaolou rolled his eyes: "Heaven? You have to bind it by an oath, so that no one dares to borrow money and not repay it." "clever." Zheng Tuo gave Lin Xiaolou a thumbs up. Seeing this. Lin Xiaolou's face turned red with embarrassment. "Junior brother, I told you that senior sister will be with you tonight, why are you so anxious? It's annoying." Zheng Tuo: I...generation gap, this is the generation gap! Next, the two discussed some specific details, including making some usable oath talismans. Fortunately, Zheng Tuo has learned a lot about the way of spiritual talismans. The oath talisman is already a relatively high-level talisman. Like the substitute talisman, it requires some talent to carve. After the two completed their discussions, Zheng Tuo transferred 500,000 battle merits to Lin Xiaolou and asked him to try out with the Pixiu Army tomorrow. Subsequently. He was ready to leave. "Junior brother, didn't you agree to stay with me tonight? Why are you leaving? If you want to leave, senior sister, I won't help you." Lin Xiaolou refused to give up. "Senior sister, I really still have a mission. How about...I give you a puppet?" "Is it the same style as yours?" Lin Xiaolou's eyes lit up. "Hahaha... I'm just kidding." As Zheng Tuo spoke, his whole person turned into a line of blue smoke and disappeared. After all, Juxian Mansion has the fourth-level formation he has arranged. Just like Luo Xian Mountain, while monitoring all corners of Juxian Mansion, he can appear anywhere anytime and anywhere. "Tsk! Idiot Junior Brother is worse than a piece of wood." Lin Xiaolou stamped his feet displeased and looked down at his magic weapon. Don’t junior fellow apprentice like this type of thing? Shouldn't it? I heard from the sisters that men like this type.
Lin Xiaolou shook his head. never mind. This time at least the relationship with his junior brother is improving. As time goes by, take your time, there will be many more places to come into contact with in the future. Said. She happily walked to the bathing room.