Chapter 290: When one plan fails, a second plan comes to mind "I want to ask, your major is fashion design and engineering, why did you think of applying for the position of assistant?" If you have any doubts, just ask. It is not okay for people to be pretty. After all, the board office already has Sun Jingyu. If we recruit another one whose abilities don't match, wouldn't it just become a concentration camp for vases? "Chairman, the major of Fashion Design and Engineering combines the professional characteristics of design and engineering technology." Su Yutong probably expected such a question, and replied confidently: "This major mainly studies the principles and methods of clothing design and manufacturing, clothing materials and functions, and clothing market and marketing. Its main application is not in design." "So your major covers the entire clothing industry from design to sales?" After hearing the explanation, Luo Yang briefly ignored the girl's inappropriate figure and asked for professional knowledge. These questions were all borrowed. It just so happened that Shang Guo was interviewing for professional positions in the marketing department, purchasing department, etc. before, so he used them to assess Su Yutong. The answer was not very fluent, but it basically hit the point. Which means she really understands.
Luo Yang hesitated for a moment. In terms of effectiveness, it is indeed better than hiring an assistant with a Chinese major, because Zhengyang Group is originally a clothing company, and its related businesses are also related to the clothing industry. Such an assistant can really help him answer questions and solve problems at any time. But this is Yang City, and my own director's office suddenly let in such an assistant Su Yutong stood there, watching the young boss fall into deep thought, and couldn't help biting her lower lip. She knew what the other party was worried about, but she didn't make any move to try to explain. "Okay, call the other one in." No matter what, he is here for an interview, and we can't reject him without even meeting him. Even though he had already made up his mind, he still had to go through the process. Sitting at an empty workstation, Su Yutong watched another applicant walk into the chairman's office. What follows is waiting, which is a very torturous process, especially after almost a year of ups and downs. Su Yutong's requirements have been lowered again and again since the beginning of her internship in the second half of her senior year. However, due to various reasons, she still cannot stay in a large-scale clothing company for a long time. If this doesn't work, then I can only try in the capital. It is said that there are many foreign-owned clothing companies, so maybe there is a chance. At worst, you can only do mixed design. It's because family businesses are so popular in the Jiangsu and Zhejiang areas. With my looks and figure, I was naturally excluded. Fortunately, the waiting time was not long, about five or six minutes, and the applicant who had just entered walked out with disappointment, and left without even saying hello to Sun Jingyu. Sun Jingyu was also stunned for a moment, and then his gaze shifted to Su Yutong. After lingering for a while, he got up and went into Luo Yang's office, and came out again not long after. "Assistant Su, congratulations on being hired. We will be colleagues from now on. Please take care of me!" Looking at the hand that Sun Jingyu handed over, Su Yutong was dazed for a moment, but she was not so excited. She calmly reached out and shook hands with the other party. How long you can stay is hard to say. "Let's go to the cafeteria to eat first. I'll take you to the HR department at 1:30 pm to start your job." Sun Jingyu smiled and said, "It may be a bit busy today, mainly because there are too many people to recruit. By the way, where will you stay at night? If you are late in completing the entry procedures,
"Sister Sun, it's okay. I've booked a room at a hotel downtown." Su Yutong immediately responded to her emotion, stood up and walked out side by side with Sun Jingyu. She also wanted to find out if there were any dormitories in the factory. After all, she didn't know how long she could work here, and if she rented a house directly, it might be a waste. Luo Yang had no idea what was happening outside. He finally decided to keep Su Yutong because he valued her major. As for the rest, I will be cautious in my hometown Yang City. As the saying goes, a person with a clear conscience has nothing to fear. When I went to have lunch at noon, the cafeteria, which was originally relatively empty, was finally crowded with people (the factory cafeteria has different meal times, with workers in two groups at 11:00 and 11:30, and functional departments at 12:00). It finally had some traces of a large-scale enterprise. The appointment with Yongcheng Bank was at 5:30, but Luo Yang was not in a hurry to return. He took a lunch break in the office until 2 o'clock before leaving. Chu Junliang booked the dinner at the Xijiao Hotel on Changning Road. This is their long-term cooperation unit and it is the kind of hotel where one can sign the bill and leave after dinner, and the same applies to accommodation. Because it was the weekend, the road was a little crowded, and picking up An Ying took some time, so when Luo Yang arrived, it was almost six o'clock. "Chu Xing, Director Dong, I'm sorry, I'm late." Even though you have greeted someone in advance, you should still express your apologies when exchanging greetings. "Mr. Luo, you are too polite. You took time out of your busy schedule to travel more than 200 kilometers to keep the appointment. We should be the ones to feel sorry." As expected of the director of the credit department, Dong Xuan's polite words, coupled with her outstanding demeanor, make people feel happy. "Let me introduce you. This is Cong Shanshan, a senior account manager in our credit department." "Hello, Mr. Luo, and Assistant An!" The tailored workwear is not as gray as the suits on the Universe, but has a bit of the cuteness of a stewardess suit. She has a tall figure, fair and rosy skin, and looks that are not inferior to An Ying. The rumor that there are many beauties in the financial industry is indeed true. There were five people at a table, two men and three women, which seemed a bit like a game of luck. "I heard from Mr. He years ago that Mr. Luo has a lot of businesses under his name. Is he going to expand this time?" While sitting down and waiting for the food to be served, Chu Junliang changed the topic. “It can only be called a start-up, not an expansion.” It’s not sexy lingerie, but it’s still a business menswear brand. Luo Yang smiled and gave a brief introduction. "Are you following Li Lang's path?" When talking about domestic business menswear, we can’t avoid Lilang Menswear, which was founded in 02. Chu Junliang is also well-informed and can talk about it very well. “There is still a difference in market positioning.” "It would take a lot of investment to create a new brand at this point in time." Dong Xuan's big eyes blinked: "Boss Luo, are you well prepared financially?" In the eyes of banks, don’t just say there is an opportunity, you have to create one even if there is no opportunity.
"It's OK. We prepared 100 million yuan in advance." Luo Yang smiled and responded: "I shouldn't be short of money for the time being." hiss. No matter who is present, they can't help but marvel. For banks, although they are accustomed to virtual account transactions, one hundred million is not a very large number, but the meaning conveyed by Luo Yang's words is a little different. If he was not bragging and actually took out 100 million in reserve funds, even among the clients that Chu Junliang and Dong Xuan knew, there would be no more than a dozen who could pay out so much at once. This involves a blind spot in common sense. Billionaires look glamorous in the eyes of ordinary people, but that doesn't mean they can come up with 100 million in cash. Especially for those who work in banks, they have seen many bosses with assets of over 100 million and debts of over 100 million, but the actual cash flow they can actually take out may only be a few million. Chu Junliang and Dong Xuan couldn't help but look at each other. In addition to Naixue, Luo Yang has another cash cow in his hands. It seems that we need to increase our attention to him. The topic ended as the waiter started serving the dishes, and the scene began with toasts and wine. Dong Xuan wanted to toast more, but An Ying was standing in front of her, so she was able to handle it with ease even when it was a one-on-two situation. If one plan fails, come up with a second one. "Has Mr. Luo bought a house in Shanghai?" This question was asked rather suddenly and seemed like an attempt to pry into someone's privacy. Luo Yang didn't think Chu Junliang would be so rash and there must be other meanings behind it. "not yet." Luo Yang smiled and said, "All the funds have been invested in the development of the enterprise. If I want to buy a property in a good location with this little spare money, I'm afraid I can't even make up the down payment." When it comes to real estate, no one here is as familiar with it as he is. Take Tangchen Yipin, a property of average quality but great reputation, for example. The unit price is now around RMB 16 per square meter. To buy a large apartment of more than 200 square meters would cost at least RMB to million. Even the down payment would cost several million. There is also a property next to where we are having dinner, which is the more expensive Tan Palace Villa. The starting price of one villa is over 100 million yuan, and you may not be able to buy it. "Our bank does have a house in Tomson First Floor." Dong Xuan interrupted at this time: "I mortgaged it to the bank last year. Now the boss is bankrupt, so it's not worth keeping it." "Oh?" Luo Yang twitched his eyebrows: "How can I get such a good opportunity?" For physical mortgages, banks will give discounts when conducting appraisals, generally 5% to 7% off, especially for luxury homes, where the appraisal discounts will be even greater. When the mortgagee goes bankrupt and applies for bankruptcy liquidation, the mortgaged assets will be put up for auction. The funds obtained from the auction will be used to repay the bank loan first, and the excess will be returned to the bankrupt party. However, judicial auctions will also offer discounts, ranging from 5% to 8%.
If managed properly, Luo Yang has a great chance of getting the house at a 5%-6% discount. “How big is the house?” Luo Yang was tempted: "What kind of apartment?" "The property certificate says 363 square meters. If you want to know the specific apartment type." Dong Xuan pointed at Cong Shanshan and said, "If Mr. Luo is really interested, you can make an appointment tomorrow and ask Manager Cong to accompany you to Tangcheng Yipin to have a look." Even if the price of a 363-square-meter apartment is discounted by %, it would still cost million yuan. Dong Xuan keenly noticed that Luo Yang's interest had decreased, and immediately added: "In fact, for a high-quality customer like Mr. Luo, Yongcheng Bank can help with the loan procedures. At that time, you only need to pay a 10% down payment." Gee. A 10% down payment is such a great temptation. Of course, Yongcheng Bank is not stupid, and they have their own conditions for doing so. Naixue’s business and Luo Yang’s strength. Always remember one thing: when you are short of money, the bank will ignore you. When you are not actually short of money, you become the target of the bank. "Well, if that's the case" Tangcheng Yipin later offered a price of 36 yuan per square meter. Although it was a bit high, it would definitely be fine if it were sold at 20 yuan per square meter. Now you can buy a house for less than 10 yuan, which is worth it both from a living perspective and from an investment perspective. "Then I'll find some time to go and take a look tomorrow. Thank you, Manager Cong." After all, tomorrow is Sunday, and I have to say a few polite words when taking up other people's rest time. The atmosphere at the table became more lively again. After exchanging phone numbers, Luo Yang asked about business matters. "How is the loan negotiation going?" "Boss Luo's subordinates are really amazing!" When talking about this, Dong Xuan showed a wry smile on her face: "They cut the benchmark interest rate by 75 points, and they stuck to the number of and refused to let go." This is the real deal. Why did Yongcheng Bank allow Luo Yang to get the foreclosed house in Tomson Yipin at a low price? Although the bank only needs to get the original mortgage cost and interest, this house involves a profit margin of tens of millions. Even if it is a favor, why can they give it to anyone else but Luo Yang? Naixue doesn’t belong to you, Luo Yang, alone, right? The second plan is to exchange interests and commit an open conspiracy! An Ying's mission was to block the drinking and prevent the beauty trap, and so far, she has done a good job. She thought the dinner was going smoothly, but this incident suddenly happened, causing ripples in her heart. When it comes to interests, what choice will your boss make? Luo Yang is not stupid, how could he not understand the ins and outs of judicial auction houses? This is just like an asset package acquisition. Without certain relationships and interests, it won’t even be your turn!
But it is impossible to ask him to exchange Naixue's interests. How can a mere ten million yuan be compared with the connections of Liu Haishan, He Maosong, and Cai Fujun? "It's not my place to interfere in specific business negotiations." Luo Yang smiled and responded to Dong Xuan: "I can't let the subordinates work so hard to gain benefits for the company, and I, as the boss, come and throw cold water on them. This will dampen the vigorous and upward passion that Naxue has finally emerged with." Dong Xuan's expression changed suddenly. Are you trying to eat the sugar coating and return the shell? There hasn't been much wine tonight. I really don’t dare to write some content in detail, I just hope everyone can understand it. The author would like to remind you that if you don’t have any problems, it is best not to get involved in foreclosed properties, as there may be a lot of man-made troubles involved. Since you are so sincere, please give me some monthly tickets! (End of this chapter)