Chapter 212 Analysis of Core Industries Even after taking a shower, the blush on Jiang Fan's skin had not completely disappeared. The two could only stay at home for more than half an hour, and only went out for dinner around six o'clock. "How about going for some crawfish?" "Ok!" Jiang Fan stopped being stubborn now. She also obediently provided references and advice, telling Luo Yang where the garlic lobsters were delicious, where the freshwater lobsters were big, and where the secret recipe lobsters were good... "Hey, I haven't seen Sun Qin this semester. Is she in a relationship?" It's just a casual chat, so any topic can be used. "No." Jiang Fan blinked and said, "I went shopping with her yesterday afternoon. I didn't hear about this when I was at school..."
"How about introducing her to someone from among her old classmates?" Luo Yang suddenly remembered the party on the night of the accident. Sun Qin also attended the party. Her husband was her classmate in high school. "what?" Jiang Fan suddenly became curious: "Is there any of you guys who likes Sun Qin?" In her opinion, everyone knew the relationship between her and Luo Yang, and Sun Qin was her best friend. If there is a boy among Sun Qin’s high school classmates who is really interested in her, he will definitely find Luo Yang to make the connection. "No, just a passing mention." Luo Yang smiled and said, "Sun Qin will go back to her hometown anyway, so it's not bad to find a classmate who shares the same ideas as me." "Stop matching couples randomly!" Jiang Fan glared at Luo Yang and said, "She still has hope for love, so give her some hope." Good guy... Is love and subsequent marriage also a choice made after weighing the pros and cons? Luo Yang immediately shut up and stopped interfering. "Luo Yang..." "Ok?" "I told you something, don't be angry, okay?" "It may not be the case if someone else says it, but it won't be the case if you say it!" "The day before yesterday at the company, we happened to be talking about your matter, and Lao Jiang commented on it." Jiang Fan organized her words, as she was afraid of irritating Luo Yang.
So when he spoke, he spoke slowly: "He said you are naturally smart and have a talent for business..." Just ignore this paragraph. Luo Yang believed that half of it had been processed by Jiang Fan. There must be a but behind it. Sure enough, after the previous praise, Jiang Fan said, "But now you are doing business here and there... It's scattered and unsystematic. It's okay to make a little money, but you can't achieve anything." "Well, what else?" Jiang Fan carefully glanced at Luo Yang who was reversing and decided to slow down: "We are here, how about we eat and chat later?" "also." After parking the car, the two ran to a crayfish restaurant diagonally opposite. Three pounds of freshwater shrimp (over 1 ounce), two pounds of garlic shrimp, two pounds of thirteen-spice shrimp, plus a plate of cold noodles and a few side dishes. After ordering the dishes, Luo Yang smiled and said, "How about continuing?" "Lao Jiang said that you may have special insights into the real estate industry and you can make inroads in this field." Seeing that Luo Yang didn't look unhappy at all, Jiang Fan continued with confidence: "Your family already has a construction company. You can use this platform to start with a smaller development project in Yang City..." “Am I making the most of my professional expertise?” Luo Yang worked part-time at a real estate company in Shanghai on weekends and was promoted to senior executive with an annual salary of one million. Jiang Fan must have told Jiang Yuanshan about this. So Jiang Yuanshan was right in judging Luo Yang. He does have strong capabilities in real estate development. Moreover, Luo Yang is capable of developing some projects in Yang City, both in terms of funding and management. But the problem is... It is now 2010, and by the time Luo Yang graduates, it will be around 2012. At this time, I went back to my hometown to buy a piece of land. When I developed and constructed it to the point where it could be sold, I happened to encounter the market downturn from 13 to 15. Not to mention the broken capital chain, at least the past two or three years have been wasted. Even if you can avoid this time point and wait until the low point of 15 to buy land, and catch the last wave of the market starting in 16... and then? When he was hit by the dump truck, the real estate market was still stagnant and there was no future in sight. Therefore, Luo Yang may let Luo Jianguo work on two or three projects for a short period of time to earn the last wave of dividends, and strive to complete them by 2020 and fully consolidate the business. But he would never regard this as a pillar industry in the future. “That’s been considered.” Luo Yang smiled and said, "But I will leave it to my dad... To be honest, I don't think this business is promising anymore."
"what?" Jiang Fan's eyes widened. Everyone knows that the real estate industry is booming now. And there is a subtle trend of driving the growth of the national economy. It’s just that its upstream and downstream industrial chains are too long, and it can drive too many industries… "If you have time later, you can check some data." Luo Yang could only give a vague explanation: "What is the current urbanization rate in our country? It is still increasing at a certain rate every year. When will this data reach the level of developed countries..." This was the most direct and simple explanation he could think of. Since the country launched the urbanization process, the government has consciously begun to concentrate education, medical care, culture and other resources in cities, and used policies to guide migrant workers to buy houses in towns. Buying a house requires taking out a loan. Personal loans help break down bank debts, and banks are burdened with debts issued by the state. After such a cycle, the currency that originally had no benchmark value has a place to go and has actual value. Correspondingly, the country has money and can continue to invest to drive the national economy forward. (Author's brief summary: This involves a set of economic theories. The moment money is printed, it has no value. The state lends money to banks. Corporate loans help banks to decompose debts and expand reproduction, so that the currency issued by the state has corresponding physical value. Real estate companies are more detailed. They further decompose debts in this cycle, producing physical houses while converting debts into personal housing loans.) Western developed countries have already completed this path, and have basically stopped at a proportion of around 70%. Taking the Yangtze River Delta as an example, the urbanization rate will actually reach 2020% around 70. what does this mean? This means that even without any other external factors, the urbanization process in the Yangtze River Delta will slow down or stagnate. The real estate industry will also move from the copper and iron era into its sunset years. The so-called rice and dollar tide has only accelerated the decline of the real estate industry. Even if there are no similar events, this industry will inevitably slide into a period of decline. "You mean that once the urbanization rate stops, the real estate industry will shrink, right?" Because it was said so simply, Jiang Fan easily understood what Luo Yang meant. She thought for a moment before saying, "If I'm not mistaken, it should be close to the limit, right?" Luo Yang nodded. In fact, the reasons are very complicated and cannot be explained by the simple fact that the urbanization rate is approaching saturation. But to elaborate on it, we have to start from the internal logic of debt-driven national economic development, all the way to how the foreign trade surplus has accumulated a large amount of foreign exchange, and the corresponding set of things that require a capital reservoir after the increase in the issuance of the local currency. Some even involve global economic changes, and it may take several hours to explain them clearly. And many things can only be described with: maybe, perhaps, probably, if... Unless he told Jiang Fan that he was hit by a dump truck. She has to believe it. So just understand it simply. "Anything else?" Except for his wrong judgment on real estate as a core industry, Jiang Yuanshan's other remarks were not wrong.
At least in his eyes, what has Luo Yang done in the past year? Premixed cement mortar, power bank, and unmanned helicopter. From building materials to electronic equipment to high-tech... there is no connection between the entire industry. And there is no core pillar in the middle. In Jiang Yuanshan's view, the so-called core pillar is an industry that can last for 20 years and an enterprise that can grow to a scale large enough to be listed. Good guy... Fortunately, he didn't know about sexy lingerie, mobile phone selfie sticks, milk tea shops, and film and television agencies. Otherwise, people would think that Luo Yang was messing around. In fact, Luo Yang knew it very well. The core industries in the future may be drone research and development, production and sales. As a supplement, clothing companies can not only drive a large number of local jobs and tax revenues, but also be listed. Milk tea and a mobile phone selfie stick...that is Luo Yang's cash cow. It is the money bag that supports him to engage in the drone industry without raising funds in the early stage and not going public in the later stage. As for film and television entertainment... Luo Yang has the "vision" that can penetrate the fog of time and space, so making money is certain. There is another little thought that I would not tell others about. After three or four years of development like this, when he has more money, whether he will engage in other industries depends on what he can think of. "Luo Yang..." Seeing that he was silent, Jiang Fan cautiously asked, "Are you angry?" She didn't dare to continue. "No!" Luo Yang smiled and replied: "What Uncle Jiang said makes sense, but he forgot one thing." "?" Jiang Fan looked at Luo Yang in confusion. Just at this time the waiter started serving the food. “Eat and talk!” Luo Yang looked at the big crayfish and said, "You said the freshwater crayfish here are the best. Let me try some." So I put on disposable gloves and started peeling crayfish. As soon as I tried it, I had to admit that not only were the raw materials clean, but it also came with shrimp roe. Dipped in a special sauce, it tasted really good.
As soon as I finished eating one, the second one was brought to my mouth. Jiang Fan gave the crayfish he had peeled to Luo Yang. This restaurant is doing good business. It was almost full at dinner time. There was also a couple sitting next to them. The boy helped the girl peel seven or eight crayfish and skewered them. When he passed them to her, he happened to see Jiang Fan feeding Luo Yang... "Such a pretty and sweet girl, and you're willing to let her peel lobsters for you?" "Brother... teach me?" He screamed in his heart and accidentally stabbed the girl's hand opposite with the bamboo stick in his hand. "If you don't want to peel it for me, just say so!" The girl slapped the bamboo stick away and said angrily, "Also, where are you looking?" …… Jiang Fan winked at Luo Yang: How about you peel it for me, so as to avoid breaking up the couple next to them? Luo Yang also blinked: This kind of...it's better to end it sooner! At the same time, he opened his mouth and ate the lobster meat beside him. He also took Jiang Fan's finger into his mouth and rolled it with his tongue. Jiang Fan was defeated. He blushed and pulled back his fingers, then continued to peel crayfish for Luo Yang obediently. "What did you say you forgot?" After all this, the previous atmosphere dissipated a lot, at least it was not as serious anymore. Jiang Fan just continued the topic. "Uncle Jiang forgot that I'm still a college student!" Luo Yang smiled and said, "Even if we have a core industry now, do you think I have the time and energy to manage it?" "……right." Jiang Fan even stopped peeling the lobster: "You have to wait until the second half of your senior year to get down to business." “And funds.” Luo Yang continued, "It's a good opportunity for me to save more money in these two years, so that I don't have to ask my future father-in-law for a loan. That would be embarrassing." Jiang Fan said nonchalantly: "It's okay, I'll lend it to you when the time comes!" "?" "Didn't you suggest that before?" Jiang Fan came over and lowered his voice, "You are so optimistic about the rising trend of Shanghai's economy after the policy next year. My mother and I discussed it and we borrowed a total of 5000 million from Lao Jiang..." "No...you have already bought the house?"
"Ok!" Jiang Fan replied embarrassedly: "My mother dealt with it. I think she bought it in August." "Well, it's certain that I'll make some money, it's just a matter of how much." "Hehe, I've thought about it. Even if I sell the house, I will keep Lao Jiang's 3000 million and only pay him the interest!" Jiang Fan said proudly: "When you graduate from your senior year, if you want to start a business, just borrow money from me!" Luo Yang: “…” Old ginger, old ginger. You want your daughter's interest. Your little girl wants your capital... Looking at Jiang Fan's smug face, Luo Yang felt that the softest part of his heart was touched for some reason. He dipped the freshly peeled crayfish meat in the sauce and handed it to her mouth. At the same time, Jiang Fan peeled the lobster meat in his hand, dipped it in the sauce and fed it to Luo Yang's mouth. There were several tables nearby, and they were all being fed dog food at the same time. I felt jealous. The dinner didn't take too long, but Luo Yang and Jiang Fan, this couple, managed to outlast several couples from other tables nearby. They both saw it and couldn't help but start laughing after they walked out of the store. "Luo Yang..." After getting in the car, Jiang Fan hugged his arms deliberately: "I have goose bumps all over my body... Fortunately, I didn't agree to feed me with your mouth just now." "Hahaha……" Luo Yang laughed and said, "It's just a little bit of fun sometimes, it's harmless, I just want to ask if you are happy or not." Jiang Fan then let go of himself and burst into giggles until he fell powerlessly onto Luo Yang's legs. Why am I always so happy when I'm with him? Luo Yang was a practical man. He took advantage of Jiang Fan's weakness and fed her two pieces of chewing gum with his mouth. Completed the things I wanted to do but didn’t do in the crayfish restaurant. Mainly the lips are like jelly, very elastic. In order to achieve even subscription, chapters have been merged. Today is Children's Day, I wish you all a happy holiday. (End of this chapter)