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Past Life Returner

Past Life Returner

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Chapter 20

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Ongoing
Starting Off Financially Free, Indulging In Life To The Fullest

[Wealthy Tycoon] [Slice of Life] [Realistic] [Multiple Heroines] College junior Su Cheng unexpectedly binds to the "Indulge in Life" system—and begins to fully embrace a life of luxury and pleasure. His goal is simple: Live like a laid-back, carefree tycoon. No stress, no hustle—just enjoy life to the fullest. Then he discovers: When a high-quality goddess’s affection reaches 80 (Admiration), he receives special relationship rewards. So he gladly chooses the path of the “Sea God”— Not a simp, not a playboy— Just a man who lives for his own happiness. Being rich isn’t about face-slapping or dramatic power plays. True tycoon life is about indulgence, comfort, and doing whatever pleases you. Welcome to the real life of a modern-day god of wealth.

Ongoing
Pay To Cultivate Immortality? My Sect Is Completely Free

“Pay to cultivate immortality?” “I have to spend money to secure a quota?” “And I have to give the sect thirty taels of silver every month? The higher my cultivation base, the more I pay?” “Entering the sect means being a miscellaneous worker for six months before I can even touch Immortal Techniques?” “I’m top of the miscellaneous worker’s performance but fail the assessment because I don’t have silver to grease the wheels?” Hah, without money, what kind of immortality can you cultivate? The transmigrator Su Bai establishes the Heavenly Dao Sect, binding it with the “Strongest Sect System in History,” allowing membership without any payment! On the first day of joining, disciples can learn Immortal Techniques! The sect distributes money to disciples each month, with higher cultivation bases earning more! Years later, as the Heavenly Dao Sect dominates all realms, when asked by others, Su Bai smiles nonchalantly and says, “If you treat the disciples well, why would they worry about your sect going under?”

Ongoing
Records Of The Immortal'S Ascent To The Clouds

When Zhu Gou Wa led his friends to take a cold bath in a secret base, he took out a snow-white bead from a crevice in the rock. Later, due to family reasons, he passed the "Talent Selection" and joined the Yun family, and changed his name to Yunsheng. After entering, I found that I had entered a family of immortal cultivators. After accidentally discovering the secret of the bead, he relied on the help of the bead. From a cultivator of medium qualifications, he stepped into the ranks of immortals step by step.

Ongoing
One Intel A Day, Getting Rich Starting From College!

[Intel System] + [Urban Lighthearted Style] + [No Time Travel or Rebirth] + [Not an Orphan] + [No Show-off Face-slapping Tropes] “This year’s projected number of graduates is 12.5 million, and over the next ten years, an estimated 120 million college students will graduate.” As a regular junior-year undergraduate with a recent major family tragedy, Ye Su felt hopeless upon hearing this news. But after unexpectedly binding with the Daily Intel System, Ye Su became filled with hope and longing for the future. [Today's Intel]: A scratch-off lottery ticket named “Endless Rainbow” sold at the Ping Le Road lottery store contains a card worth ¥8,000. [Today's Intel]: At the upcoming ghost market on Lichang Road, a stall will sell an old copy of Journey to the West, inside whose cover is hidden a rare “British Black Penny” stamp. Suggested resale price: ¥12,000. [Today's Intel]: In a second-hand furniture shop on Renping Street, Tangyong Urban Village, there’s a sofa containing two gold bars, each weighing 200 grams. … At first, Ye Su only wanted to earn a little money with the system to help his family through their crisis…

Ongoing
Reborn Douluo Huo Yuhao, Fortunately I Have A Simulator

His soul traveled to Douluo Continent and became Huo Yuhao. Seeing that Tang San's dog chain was about to be tied to himself. Fortunately, the [Life Simulation] system has been awakened. As long as you complete various "life questions" in the simulation, you can materialize your talents into reality and gain insight into Tang Gou's conspiracy. [Currently available talents: Personality Charm, Incredible Comprehension, God-level Evolution...] Day 1: You use your skills to attack Wang Donger and disrupt Tang San's strategy Day 2: Your charisma makes you successful, even goddesses can't take their eyes off you Day 3: His powerful comprehension ability made his cultivation progress soar, far exceeding Tang San's expectations. Day 4: Your spirit has evolved to the divine level. Even Tang San was shocked to hear it. He attacked you, but it was too late. … With the help of the [Life Simulation] system, Huo Yuhao eliminated wrong answers and quickly accumulated huge capital. One day, when he stood at the top of the God Realm, surrounded by countless figures, Tang San discovered with horror that he had been deserted by everyone. Wang Donger: I am who I am. Tang Wutong is your daughter, not me! Xiao Wu: Tang San, you actually took advantage of our daughter. I am so disappointed! Gu Yuena: A scumbag like you is worthy of being my father-in-law? I will make sure you never give birth to a son again!

Ongoing
The System Is Very Abstract, Fortunately I Am Also

[Task 1: Entering the world of immortal cultivation, you have obtained the foundation-building method, please try to kill the "Immortal Dragon"] "Brother System, let's not talk about the fact that the novice task is to kill a dragon, there is a small problem, I didn't travel through time." [Task 2: The end of the world is coming, after awakening the E-level superpower, it's time to show your skills, please try to fight the "Zombie King" alone. ] "Brother, let's not talk about me being in the modern world, just follow your logic, wasn't I still in the world of immortal cultivation just now? And you awakened the superpower for me, kill the zombie king, me?" [Task 3: In a world full of women, you have become the only precious man, please try to spread your sweat to at least three different targets. 】 "Brother, I have never begged anyone in my life. I am kneeling down now. Please take me to this world. I really beg you." ... "Wait, you call earthworms immortal dragons?" "Wait, can killing in biochemical mode be considered killing?" "Wait, can humming be considered successful sowing?" ... [Task 4: Killing demons in brothels. 】 "Hehe." ... "Uncle, don't laugh, I really came to kill demons!" "Hold your head and squat! Who told you to stand up?" "System, you hurt me so much!!!" ... This book is also known as: "The system can save me from fire and water, but don't worry about where the fire and water come from", "If you can cultivate immortality in modern times, foot massage is also a way!", "I didn't travel through time at all, the system insisted that I did"

Ongoing
Super Cultivation Abandoned Young Master

Su Bai, the Tribulation-Transcending Immortal Lord of the Great World of Cultivation, suddenly woke up and realized that he had become an abandoned son of a wealthy family on earth! He also discovered that he was not only abandoned by the aristocratic family, but also relied on others and was ridiculed coldly by relatives and even his cousin. This is the story of a generation of immortals who rose up in the city, swept through the aristocratic families, and enjoyed grudges!

Ongoing
Super Insane Doctor of the Goddess

"Rascal, I'm going out to do something, so I can't take care of you any more. You can go down the mountain and have fun. But if you can't find someone who matches your Innate Pure Yang Body in three years, you're finished!"These were the last words the old man, who was Yang Luo's teacher, threw to him before he vanished. Meanwhile, having mastered most of his master's skills, Yang Luo went down the mountain and took his first step into civilization for the first time in years.With his unparalleled medical and martial arts, he sets forth on a journey, befriending new allies and crushing all the enemies that stand in his way, as he attempts to resolve his Pure Innate Yang Body constitution, and cultivate to the top of the world!

Ongoing
Online Game: You Call Him A Newbie?

With the invasion of foreign races, the online game, Divine Realm, fused with reality and caused the real world to become digitalized.Everyone could awaken their own talent and raise their levels and strengths inside Divine Realm to defend themselves against foreign races.During the invasion, Lin Feng, a divine level expert of the Dragon Country, was betrayed and murdered by Qianye Yuan, the divine level guardian of the Island Country. After his death, Lin Feng woke up and realized that he had reincarnated back to the time just before he entered college, a day before the talent test for the Divine Realm game.He had awakened the SSS-grade talent, All Methods Known, that no one had ever seen before.He could master the abilities of every class and could use experience points to level up his abilities. To make it even better, there was no growth limit for his abilities.[Jade Emperor’s Immortal Body: Double all basic attributes with each level up.][Space Traveller: Able to move freely through spaces (500 + 50% magic attack) x Skill Level / Effect Range.][Frozen Ice Shard: Launch an ice spear. The ice spear will explode after hitting an enemy, causing 200% magical damage to the enemy. The ice shards will spread out and damage all enemies within a 30 meters radius, causing 80% magical damage to the enemies. Enemies hit by the skill will be affected by a 50% speed reduction for 1 minute.][Blazing Tempest: …]

Ongoing
Reborn As A Dragon Girl With A System

Orphaned at the mere age of seven and thrown out on the streets with no place to go. Kana lived the life of a street rat. She did what she could to survive from digging through the trash and stealing what she could. But even after almost ten years of surviving, her life still ended short.Holding her head feeling slightly dizzy, her lips slowly curled up into a sinister-looking smile as she let out a laugh. "Maybe someone was listening to me after all! I do not know which god heard my last dying wish, but I thank you from the bottom of my heart! I, Nagano Kana, owe you a debt of gratitude."In a new world, reborn as a dragon, Kana will begin her new journey. She will experience many things along her path as she struggles to grow stronger to evolve and survive in this new world."That's another one!" Kana spun around in a circle, put her left paw on her hip, and gave a V sign with her right claws while winking… It was a strange pose indeed.

Ongoing
Datang: After Marrying A Vegetative Princess, I Went Crazy With Joy

My name is Su Li.I traveled through time, because of an accident, Princess Changle became a vegetative state, and I became the candidate for the celebration and funeral.Everyone is sorry for my miserable experience, but I almost went crazy with joy!Because I am bound to a system, as long as I have physical contact with noble people, I can get so many points, buy various commodities, and even call myself the ancestor, and return to modern times!………My name is Princess Changle.I fell into a coma, because of an accident, I was murdered into a vegetable by my jealous sister Gao Yang.Originally planning to commit suicide, but inexplicably gained a husband.He loved me so much, cared about everything, and gave me the confidence to persevere, but... the shame is, why do you have to post everything?Well, I admit it, it's delicious!Mrs., I still want to post!

Ongoing
Longevity, Master Will Always Be Stronger Than I Think!

Traveling through the Fantasy world, Lin Mu was born with a good skin and became an Elder.It's a pity that he has high aptitude, not even a genius.By chance, he accepted the female apprentice and activated the special Gold Finger!The apprentice's guess about his thoughts can be turned into reality!With his help...[Master is hot and handsome, he must be extremely qualified! 】【No! At least it is also a special physique, the kind that overwhelms the arrogance of the world! 】...A female emperor from the upper world was reincarnated and worshiped under Lin Mu.I thought it would be easy to surpass the master by relying on own heels.Unexpectedly, Master was always stronger than she expected.Forced to do nothing, she had no choice but to frantically explore her imagination and raise her expectations of Lin Mu.But no matter how much she expands her imagination, Lin Mu will always be stronger than she imagined!Years later.Facing the crying empress, Lin Mu smiled:"You have the courage to speculate as a teacher, and I appreciate it; but you think too conservatively, and I am very unhappy as a teacher."

Chapter 20

Past Life Returner 20

Teenagers will be teenagers, and it was an era where the school action genre was popular in comics and films. When I went training at various gyms in Seoul and regularly had freshly bandaged injuries, while my parents supported me, my schoolmates made a lot of noise. The rumors about me were cringingly childish for me to hear, as they said I was fighting off Secret Murim Clans or I was a candidate for Leadership in a Triad.(EN: Triads are Chinese organized crime families)

However, the inane antics of those young children ended after summer vacation began. Today was one of my vacation days, and I was enrolled in summer cram classes and playing basketball with my imaginary friend Sungho. Or at least, that’s what my mother knew about my schedule.

“Son, bring Sungho here one day. I haven’t seen the face of your best friend.”

“Yes.”

“Are you going to continue boxing?”

“I’ll stop if you want me to.”

“You always go a bit too far. I like that you started to exercise again.”

“Yes.”

My mother took Madecassol out of her apron pocket, and it was a familiar ritual these days. She would stop me from going out and apply the anti-scarring ointment on my wounds.

“It’s all right if you’re a bit rebellious.”

I replied with only a wordless smile.

“My handsome boy, my son. Come home early. Do you have your allowance?”

While I had used it all up, I would have no reason to live by a middle schooler’s allowance from today. There was money coming in.

***

[Il Shin Financial Holdings held a board meeting on the 21st and announced that they would establish ‘Jeon il Investments,’ a joint investment firm with Golden Wish, a foreign firm specializing in international investments. This decision has been made under the benefits the government promised…]

Because it was only a short article, it was not at the level that would be written up in the newspaper yet. A VIP high up must have ordered this press release to let the public have something hopeful amidst the anticipated foreign exchange crisis.

The picture attached was small and in black and white, and there were no specific numbers regarding the foreign funds this deal would bring in, and it just showed some unnamed foreign CEO was shaking hands with the CEO of a small holdings firm. While the article was exaggerating things by calling it a firm specializing in international investments, Gold Wish was only a hollow paper company. However, the government was already promising benefits.

Foreign capital was flowing out, and even domestic investors took out their funds as fear spread in the market. I understood that they would want to grasp anything at this point, but…

It was a pitiful situation, and it was then a shadow leaned over the newspaper I was reading.

I looked up to see the same foreign man as in the picture looking down at me. While his cap was pulled on low, his jaw exactly matched the picture.

I gave him the code word, and received the counter sign, and the man’s expression was not happy. He looked dissatisfied with why he had to do even this kind of dirty work, but he just laid down the briefcase he was assigned to deliver and hurriedly went away.

I went somewhere quiet and opened the case to see about a million dollars in hundred dollar bills. It would be about a billion won in today’s rates, and the money was from the slush funds that had come out of dividing our original company into innumerable paper companies.

***

One needed identification documents in the financial field to exchange currencies when the scale was a million dollars and up. However, the backstreets of Myeongdong still stuck to the transaction methods before the real-time financial system came into effect, and the old owner who dealt in dollars welcomed me with her open arms.

While a million dollars would be a small amount to her, who was called “Myeongdong’s Big Mama,” no one was exchanging dollars to won at all these days.

Therefore, the black market had also frozen down, and I was a customer who had graced her store in these hard times. I was also a customer in my previous life…

“Can you carry all that alone? Do you want me to have my boys deliver that for you in a car?”

The owner asked as she pointed at the stacked money boxes. While her face was severe, she was friendly in her actions.

“I called a truck. Please have them load it and let me use your phone once.”

The owner picked up the receiver on the desk and brought it to me. I heard the call connect after I pressed the buttons.

The truck I had hired was waiting outside, and I climbed into the passenger seat after the money boxes were loaded. It was best to have the billion won in cash. It would be tied up if I used a bank account, and the account brokers would try to swindle me anyway.

“Mr. Kim!”

The real estate agent was waiting for me where we had agreed to meet and helped me move the money boxes from the truck. His sedan’s trunk and backseat were filled with money boxes. The agent’s expression was serious as he spoke.

“You must be doing something huge since you’re so young. I envy you.”

Even if the money in the boxes were from the black market, he seemed not to care.

“Are there any changes in the contract?”

“Your conditions will be met. President Choi is said to own many buildings in Gangnam, and everyone in my field knows him. You can trust him.”

While the real estate guy said it indirectly, he clearly meant that since his customer was rich, he would not mind this small under-the-table contract. I had put out a condition for the office rental.

I would pay the rental fee for two years at once with cash but would not use my real name and identification for the transaction. While it was illegal, the real estate agent and the leaseholder agreed to my conditions.

I procured an office in the middle of Gangnam with an astounding rent fee because the buildings around here met my security conditions.

Only those with ID cards could enter, and guards were standing by 24/7 in the luxurious lobby. The real estate manager could only guide me to my office with a guard and a deputy of the leaseholder as our escorts.

“All you have to do is move in, and the cleaning is complete.”

I saw the deciding factor that made me rent here when the office door opened. A terminal, a phone cable, and office phone lay on the empty floor. Finally! It was more valuable to me than the money boxes the building employees were bringing inside.

This was when ADSL was beginning to be available, and the internet access point of this building had security that could not be gained in an ordinary household.

(EN: Asymmetric digital subscriber line (ADSL) is a type of digital subscriber line (DSL) technology, a data communications technology that enables faster data transmission over copper telephone lines than a conventional voiceband modem can provide. ADSL differs from the less common symmetric digital subscriber line (SDSL). )

“I’ll pay you the fee now. Take these two boxes, and you’ll see that the amount is right.”

While there were suspicious gazes, cash transactions like this were not that unusual for the rich. The deputy’s face held a faint smile as he welcomed such a deal since cash like this will become part of President Choi’s slush funds.

“If you need anything regarding the office, you can contact me here.”

The deputy left his card and my ID card and went away with two boxes. While it was a deal where the cash came out of cardboard boxes, it was not unnatural in this high-class building. Real estate agents and deputies met many people with cash, and a name would be added to their rich clientele. Me.

***

That night, I finished installing the safe and the computer, which meant I finished my ‘secret base’ in a day. However, instead of various items and supplies, a computer was placed with an ADSL modem. I looked at the cable connected to the computer with satisfied eyes and pressed the power button.

I had been desperately waiting for the moment when I could be connected to the internet with decent speed instead of a slow telephone modem.

I lifted the receiver as I waited for the computer to boot. There was no need to worry about international call fees the moment I received the funds, and Jonathan would be in his office now.

It was seven in the evening in Seoul and six in the morning in New York.

I gave him my office address and went into the reason I called him.

While only Jonathan was doing the long flights, we could not set up a middleman. After two days, I took Jonathan, who had come from America to my office. There were various exercise machines in the office, and they took about half of the office space.

Jonathan clucked his tongue and tapped the sandbag. As I remembered the awakened Jonathan, his awkward movements bothered me.

“While I had guessed, you must be manic about exercise. Wait, is that a sword?”

Jonathan discovered the sword I had placed in a corner. From how his eyes glinted and he forgot about being tired, he was relishing my office’s strange atmosphere. Jonathan had been heading to where the sword was when he saw something else.

“You’re not the one who drew this, right?”

Jonathan asked in front of the picture I had hung on the wall. When I did not reply, Jonathan looked certain. The drawing was not framed, and the indentations of the pencil could be clearly seen. Jonathan talked about how realistic the monsters looked in the picture to explain how skilled I was at drawing.

He seemed more relieved than enjoying himself, and he sat as he asked me about my hobbies. He was asking about my parents, whether I had siblings, and how I had grown up.

I changed the subject to the suitcase he had brought along, despite the fact that Jonathan obviously wanted to avoid it.

“Can I confirm the material you brought with you?”

The names of our paper companies filled a book, and they numbered over a thousand. I could also see how the funds had continued to move through them. Jonathan’s face was rigid after taking out all of the documents, and I knew why. The documents in front of me could be the fatal weakness that would imprison us for the rest of our lives in an American prison.

“If we hire good lawyers and are fortunate in the judges, it will be offshore tax evasion and not embezzlement. Either way, the amount is huge enough to be considered an unprecedented financial crime. However, everyone does this. We’re just different in scale.”

Editor: Userunfriendly

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