"Young man, what are you going to do in a securities company? Find an adult at home?" The driver is a very talkative middle-aged man, Xu Shi sits in the car all day long, and at the moment the chatterbox is open, but it seems that he can't close it. "No, I was admitted to the Shanghai University of Finance and Economics and majored in finance, so I asked my parents for a thousand dollars, and I plan to try it out first." Sitting was boring anyway, so Jiang Han chatted with the driver. "Modu Caida? Coincidentally, my girl is studying the same major as you, but she is already a senior, and she should graduate this year." When he mentioned his daughter, the driver uncle showed pride on his face without concealing it. "Sister? That's good." Jiang Han also echoed. There are quite a few college students in Shanghai, and there are even more senior sisters. Jiang Han didn't think too much about it. On the next trip, I heard the uncle driver praise his daughter all the way.
Talking about how excellent his daughter is in school, her grades basically did not fall out of the top three in the class. The only thing that makes the driver uncle a little regretful is that his daughter has no plans to take the postgraduate entrance examination. I want to go out to work first to relieve the financial pressure at home. Although buying and selling stocks and the like can be operated online, and you can open an account, you still have to come to the Zhongxin Securities counter. This makes Jiang Han nostalgic for the era of mobile Internet where everything was convenient before his rebirth. But it’s good to come to the counter, and do all the operations that require authentication by the way. After Jiang Han returns, he can directly operate on the computer. As a securities company with a national background, Zhongxin Securities has no problems in terms of strength and reputation. It's just that the process in all aspects is really a bit slow. This is also impossible. But everything changed after Jiang Han said that he would inject five million into the account. After getting the news, an account manager came down from upstairs and received Jiang Han in person. By the way, Jiang Han was invited upstairs, and a room was specially arranged for Jiang Han to rest. This is the benefit of being rich. Of course, it is also possible that the people in the securities company saw the possibility of making money from Jiang Han. The account opening rules clearly state things like handling fees. According to national regulations, although stock market transactions do not need to pay individual tax, there are commissions and stamp duties. Among them, the stamp duty is the money handed over to the country when it is sold, and it is fixed at one thousandth. That is to say, Jiang Han has to pay a stamp duty of 1,000 for every 1,000,000 shares he sells. In the same way, securities companies did not serve Jiang Han for free. Securities companies will charge commissions when trading, which can be understood as handling fees, which are charged at the same time as buying and selling.
And the commission price is not cheap. The commission at this time is basically around 2/1000 to 3/1000. In other words, if Jiang Han buys 1 million stocks, he has to pay 2,000 yuan in commission, and when he sells 1 million stocks, he has to pay another 2,000 yuan in commission. This time, it was 4,000 yuan. Ordinary stockholders don't buy and sell stocks frequently, but Jiang Han has a system to cheat, so frequent buying and selling of stocks is inevitable. Part of the reason why he followed this account manager upstairs was that he wanted to try to see if he could lower the commission rate for his account. "Mr. Jiang, please come here. I want to introduce to you the portfolio stocks that our company is promoting recently." "According to the company's estimates, the annual returns of these combinations of stocks are all above 5%." "This is also affected by the general environment, otherwise the performance can be better." The manager first poured Jiang Han a cup of tea, and then began to introduce the products. Jiang Han understands all these things, at least he also achieved a high-level position in the company in his last life. The so-called portfolio stocks are, after all, a means for securities companies to gather funds from retail investors and use the funds to buy up and go long, and buy down and sell short. Similar to funds. Compared with retail investors investing by themselves, the securities company's own personnel are obviously more professional, and there is no problem in terms of return rate, at least higher than bank interest rates. But the problem is that the annual rate of return of 5% is not in Jiang Han's consideration at all. "I'm sorry, Manager Xu, but I plan to use the money myself." "And there will be frequent buying and selling in the future." "Why don't you lower the commission rate on my account?" "The commission rate of one thousandth is more appropriate." The advantage of a big client is that you can talk about anything. And Manager Xu wants his own performance to be good. On the one hand, he has to sell portfolio stocks and let Jiang Han hand over the funds to them for operation. It is inevitable to reduce the rate, and the one-thousandth threshold will not embarrass Manager Xu, and at the same time, it is within the acceptable range of Jiang Han. There was no problem, so Manager Xu hesitated for a moment before agreeing. As for handing over the money to the securities company for management, Jiang Han kept silent. Manager Xu also saw that Jiang Han was not really young, energetic and easy-going, seeing that Jiang Han shouldn't say that anyway, so he didn't mention it again.