Chapter 17 The First Landlord of the Song Dynasty When Zongze got off the bus near "Da Song Bank", he realized that his worries were unnecessary. It turned out that these people were all vying to save money!
After Lu Haowen and Zongze squeezed into the crowd, they saw the words written on the board.
"The annual interest rate is six cents!!! The princess... Wanshu actually dares to offer an interest rate of six cents. Can she afford it in one year?"
Zongze finally understood why these people were trying their best to squeeze in. The resistance house managed by Taifu Temple at the time had a maximum annual interest rate of only three cents, and there were still powerful people who were struggling to save money.
Zhao Yingluo suddenly offered a high interest rate of [-]%. Who can resist this temptation?
Some people were actually worried that the Da Song Bank would run away with their money, but once they heard that the boss behind it was the boss of "Drunk Furong", the adopted daughter of the old general Zongze, and the niece of Mr. Lu, they no longer had any worries.
If she runs away, she can just ask these two adults for her.
Zong and Ze probably didn't know that Zhao Yingluo had silently turned them into guarantors.
Zongze whispered worriedly, "She will have to pay 100 taels of interest on this 6 million taels of silver in one year. If those people run on it at the same time, where will she raise the money?"
Chuntao and housekeeper Zhou Wang, who were busy at work, saw that their master and the old general of the clan were coming, and hurried in to report.
Then Zhao Yingluo came out to greet them with a smile and took them to the high-end VIP room.
The high-end VIP room was carefully designed by Zhao Yingluo, and the furniture and furnishings were completely different from this era.
Sofa covered in cowhide, coffee table made of marble slabs...
Looking at these novel designs, Zongze was eye-opening.
He tried to sit on that low novelty that looked like a bed and a chair. As soon as he sat down, his whole butt was wrapped in soft and elastic cushions, which was very comfortable.
After some experience, Zongze finally remembered the business.
"The steward has given permission to sell these 40 acres of land! The Emperor also agreed."
After hearing the good news, Zhao Yingluo smiled slightly. This result was within her expectation.
Zhao Gou had already decided to abandon the Central Plains area, so "the warm wind made tourists drunk and turned Hangzhou into Bianzhou". The court could make a huge profit of 50 taels from it, so why not? I guess he could laugh out loud while criticizing his essays.
At this moment, Chuntao hurriedly walked in and said, "Girl, I already have 10 taels in silver."
Zong and Ze were shocked after hearing the news! It has only been half a day since the "Da Song Bank" opened in the morning, but it has actually raised 10 taels of silver.
If it were placed before the Jingkang Incident, it would not be difficult to raise these 10 taels of silver.
But after the Jingkang disaster, the Jin almost emptied the treasury of Kaifeng City. How did they raise the 10 taels of silver? Zhao Yingluo nodded and immediately ordered, "Let the news out, saying that the remaining deposit quota is insufficient. Those who want high interest rates should hurry up. Once the quota is used up, or after tomorrow, the annual interest rate will be reduced to [-]%."
"After tomorrow... it will be reduced to two... two cents? Do you think the remaining 90 taels of silver will be collected tomorrow?"
Zhao Yingluo said confidently, "Of course, these things this morning are all child's play, and the big head is still behind."
Zongze didn't quite believe it, but she didn't dare not believe it, because many things were within her expectations. For example, Zhao Gou would definitely agree, such as the corn yield per acre...
Out of curiosity, the two old men simply didn't leave and waited for the big break in the afternoon.
For lunch, Zhao Yingluo had Malatang brought from "Drunken Furong", and the spicy taste made the two old men enjoy it.
By the afternoon, the number of people gradually stood outside the door, a little anxious. With fewer people saving money, would there be any hope for the 90 taels of silver?
"Why bother to say what you just said? The court is not urging you to pay the money right away. If you don't get it together tomorrow, the annual interest will be reduced to two cents, and no one will save it." Zongze complained.
But Zhao Yingluo remained unhurried and said, "Just wait patiently. The results will come soon."
In fact, the reason why she dared to do this was because she did some research before opening Dasong Bank.
There were more than [-] banks in the entire city of Kaifeng before the Jingkang Incident. After the war, only the top [-] banks remained.
Although the Jin people looted the city of Kaifeng, these powerful banks either transferred the money away or buried the money deep before destroying the city, and most of them escaped.
More than a year later, these banks resumed operations.
In order to test the strength of these banks, she visited almost thirty of them.
Among them, the smallest one could lend only 1 taels of silver, but the largest one had 10 taels of silver available for lending.
The other banks also have different sizes from [-] to [-].
Therefore, Zhao Yingluo's target is not individual investors, but these banks!The deposit interest received by these banks is only [-]% per year, but the annual interest on the money released is much higher.
However, after the Jingkang Incident, economic development stagnated. The money in these banks could only be kept in the treasury, and only a small amount was released at extremely low interest rates, which could barely guarantee that they would not lose money.
However, when they heard that the annual interest rate of Dasong Bank was [-]%, the bosses of these banks were moved. It was better to just leave the money and earn interest at Dasong Bank.
When they heard that the deposit limit was insufficient, the bank bosses became anxious and mobilized all the capable laborers to transport truckloads of money to Dasong Bank.
So, the two old men soon saw this amazing scene.
After counting the silver, putting it into the warehouse, stamping the seal of Dasong Bank, and signing the depositor's signature, the cartload of silver notes was replaced with a thin banknote.
When the sun was about to set, 100 million taels of silver were piled up in the warehouse of Dasong Bank, and the quota with an annual interest rate of [-]% was sold out. Those who wanted to save money could either choose low-interest deposits with an annual interest rate of [-]%, or be disappointed. The emotion shook his head and walked away.
"How's it going? Isn't it easy to raise 100 million?" Zhao Yingluo brought the two old men to the warehouse, looked at the money in front of her, and smiled with satisfaction.
Zongze and the others were speechless. They never expected that she would raise enough money in just one day.
"Father, uncle, is it time for the court to give me the land deed?"
Seeing that she was so anxious, Zongze laughed loudly, "Don't worry, you are indispensable for the land deed. After the money is transported to the treasury, a copy of the 40 acres of land deed will be handed over to you."
So on the second day, the silver was transported from the Song Dynasty Bank to the empty treasury under the escort of hundreds of soldiers.
Zhao Yingluo got hundreds of land deeds as she wished, and in just a few months, she became the number one landowner in the Song Dynasty.
"The current price of grain is one stone selling for two and a half taels of silver. If the rent is four stones per mu, 40 acres of land can harvest 160 million stones of grain a year. Converted into silver..."
After getting the land deed, Zhao Yingluo immediately began to calculate her future income.
(End of this chapter)