“The first deal, even if it means losing money, we must do it.” Sensing Chu Xingyang cultivating in foundation-building, Li Fan couldn’t help but sigh.
Actually, Li Fan wasn’t entirely sure about the feasibility of large-scale breakthrough loans in the cultivation world. However, he had enough room for trial and error and could boldly attempt it.
So, Li Fan was not worried at all.
To better expand Mingyue Palace’s business, Li Fan personally designed two small props and had a batch made.
The first one was called the “Mingyue Talisman.” When activated, the talisman could sense the location of the person borrowing techniques. It could even clearly perceive the target’s every move, significantly reducing the difficulty of collection.
In fact, the “Mingyue Talisman” itself wasn’t particularly mysterious. Its essence was just a perception-sharing talisman. What made it useful was Li Fan’s divine ability, “Formless Killing Intent.”
This was a technique he developed after observing the killing intent of heaven and earth for decades. It hadn’t disappeared even after he converted the cultivation base of the “Jade Cosmos Thousand Variations Sutra.”
After all, the cultivation technique was just a tool for him to observe the natural energies of the world. “Formless Killing Intent” was more of an instinctive application of his understanding of the killing intent of the world, becoming a part of Li Fan’s natural abilities. Like the Insect Binding Technique, even without any cultivation, it could still be executed.
This was probably why [Truth] had a separate category for it.
The second item was called the “Deterrence Talisman.” Considering the possibility of encountering cultivators intentionally avoiding debts, hiding in places like Yuandao Heavenly City where they couldn’t be easily dealt with, Li Fan intentionally produced a batch of these talismans. Essentially, they were just ordinary self-destructing Communication Talismans. What truly created deterrence was a sentence written in the talisman.
“If you persistently refuse to repay and deliberately evade debt, Mingyue Palace will report your lost cultivation techniques to the Law Enforcement Hall of the Ten Thousand Immortals Alliance!”
Because Li Fan had exchanged for the cultivation techniques, he could report to the Ten Thousand Immortals Alliance that the techniques had been lost. As for the recovery of the techniques, it would naturally be handled by the mysterious and chilling Law Enforcement Hall.
This was a move with mutual losses. After the cultivation techniques were recovered, ownership would return to the Ten Thousand Immortals Alliance. The debtor would lose their life, and Mingyue Palace would lose some contribution points.
Li Fan believed that any rational cultivator would understand how to choose.
The reason for deliberately creating these two types of talismans was to create a sense of mystery. When a talisman flew out, a cultivator who was happily avoiding repaying debts in a safe area would suddenly change their expression. After some gritting of teeth, they would obediently work to repay their debts.
This dramatic scene, full of intrigue, would undoubtedly attract many cultivators to spontaneously investigate Mingyue Palace. It served both as publicity and to establish the mysterious image of Mingyue Palace in the hearts of cultivators.
In Li Fan’s mind, there were two critical factors limiting the rapid development of Mingyue Palace’s breakthrough lending business.
One was that Li Fan’s own contribution points were too few. After helping Chu Xingyang breakthrough for compensation, he only had a pitiful 23,600 contribution points left. At best, he could only help two more Qi Condensation stage cultivators breakthrough, and recovering contribution points would take another two to three years.
Without enough contribution points for circulation, attempting large-scale development of Mingyue Palace’s business was simply a joke. Small-scale activities contradicted Li Fan’s initial intention.
“I hope Zhang Zhiliang’s little black box can bring me some surprises,” Li Fan thought as he sensed his clone still had over two months before breaking the seal of the formation.
The second limiting factor was that Li Fan had too few forces under him. Once the business expanded, there would inevitably be a shortage of manpower, affecting the efficiency of contribution point collections.
However, there was currently no good solution to this issue.
In Li Fan’s vision, if he could cooperate with a major force in Yuandao Prefecture, allocating part of the profits to them, these two problems would be easily solved. Unfortunately, with Li Fan’s current early-stage Foundation Establishment cultivation, he wouldn’t engage in such risky ventures.
In the next period, besides Chu Xingyang, there was surprisingly only one Qi Condensation stage cultivator who came seeking help.
However, after a careful evaluation by the Yin sisters, they rejected this person. Claiming that the person lacked affinity with Mingyue Palace’s Dao, Su Xiaomei was the one to send him away.
“It seems that we have to wait for Chu Xingyang’s wedding and bride-snatching to make a name for himself,” Li Fan thought quietly.
To ensure that Mingyue Palace’s first customer could achieve a resounding victory, creating a greater impact, Li Fan decided that if necessary, he could secretly help Chu Xingyang.
As the grand plan of Mingyue Palace’s breakthrough lending had yet to unfold, Li Fan visited the underground treasure trove, silently feeling the resonance of tens of thousands of Dao artifacts.
The “Insight Amplification Formation” was already set up.
Through the amplification of the formation, the strength of the Dao resonance of that Sea Covering Palm was now perceptible.
One day, two days…
After standing for seven days, a trace of embarrassment flashed across Li Fan’s face.
“Well… with my talent, trying to comprehend a divine ability from this strand of Dao resonance is a bit forced.”
“But fortunately, I’m not alone.”
Without hesitation, Li Fan called in Xiao Heng and Su Xiaomei.
“The Dao resonance artifacts you’ve been collecting for several years have finally formed a powerful resonance through my enhancement formation.”
“This strand of Dao resonance holds tremendous opportunities.”
“As for how much you can comprehend, it depends on your own destiny.”
After thanking Li Fan, both Xiao Heng and Su Xiaomei closed their eyes and immersed themselves in the comprehension of the Dao resonance.
Li Fan himself didn’t give up and continued to observe and comprehend along with them.
Time passed bit by bit.
This time, the first to gain insights was Xiao Heng.
He suddenly opened his eyes, and a fleeting sense of vicissitudes flashed in them.
Li Fan still couldn’t comprehend anything.
However, seeing Xiao Heng’s expression, he knew he must have gained something.
Without directly asking, Li Fan gestured for him to patiently wait for Su Xiaomei to finish her comprehension.
After another day, Su Xiaomei also woke up from her enlightenment.
Li Fan led the two of them to the square in Mingyue Palace.
Activating the Spirit Illusory Wave Formation for protection, they could now spar freely without worrying about causing damage to the surroundings.
Li Fan then instructed, “Practice and verify each other’s insights. Confirm your own comprehensions.”
Both nodded, their eyes locking onto each other. Simultaneously, they said,
“Xiaomei, please enlighten me!”
“Xiao Heng, be careful!”
