Chapter 21: The first batch of people who eat crabs

Green Shade Bank was quickly established with the efforts of new President Mr. Emlang and Finance Minister Omari Hani. The address is the square building near the bell tower in the inner city, and a branch point is set up in the outer city, which is carried out simultaneously on both sides. The leaders all over the city were very curious about banks, but unfortunately there were very few deposit users. Against this background, the first shareholders' meeting of Green Yinling Bank was held. Lee Eun, Omari Hani, Emran and a group of nobles led by the richest man Roma Yada gathered in the bank's conference room. "It is worth affirming that the bank was able to be successfully built, but without deposits, we cannot lend money to more people." Li En, who urgently needed a loan to carry out urban development, said with a serious expression. "Ignorous civilians don't understand what a bank is. Letting them open an account in the bank can make their stupid minds dizzy." Romayada said. "Besides, they don't have money to save."

Another nobleman smiled sarcastically, and others agreed. "Yes, they are too poor, and many people don't even have real estate and can only rent in an apartment with dozens of people." "Their income per month is not as good as my snack, but they just want to enjoy themselves and like to get together for parties when they have nothing to do." Li En's mouth twitched, and the green shade led the atmosphere of enjoyment probably spread from Old Molia. Both nobles and civilians are addicted to parties and cannot extricate themselves. However, the outer city branch is not for the purpose of letting the civilians save money, but for them to learn to take out loans to do business. The real problem is the inner city bank, you shareholders, don’t know what you know! "Dear shareholders, have you forgotten your positioning? Inner city banks are facing high-end customers, while outer city banks are facing ordinary users." Li En reminded. "High-end users? Do you mean to face aristocrats?" Romuyada asked. Li En nodded, "Of course, as shareholders, shouldn't you invest part of it first?" “I think it would be safer to keep money in your treasure house at home.” A nobleman raised his head proudly. Even though he was forced to pay for opening a bank and became a shareholder, he did not truly recognize the bank's money-saving function, and was afraid that all his money would fall directly into the pocket of Li En, the young fox. . His views have also been agreed by many people. "Karel." Lee En looked at the Minister of Home Affairs Carrel Dennis, who immediately handed over a file. "This is a case of family thefts from the nobles and wealthy businessmen in Green Shade in the past 10 years, with a total of 312 cases, especially last year, almost every month, a noble's treasure house was stolen. Thieves and robbers are far smarter than you think. Even if they are eventually captured, the stolen money cannot be recovered.

The stolen nobles and wealthy businessmen ended up having nothing but had to admit that they were unlucky. ” Li En took out another record. "And this is the stolen record of Imperial Bank. From its inception to today, the stolen record is 1, but the stolen client has not lost any money because the bank compensated him all." "Comparing the two, you should know that it will be safer to deposit money in the bank. After all, no one knows which noble master's next stolen treasure house will appear." Everyone looked at the records, looked at each other and started to discuss. "You mean, if our money is deposited into the bank, even if it is stolen, the bank will compensate us for all the damage, right?" Romuyada asked. "Yes, compensation is made at the price. Not only that, the money deposited in the bank can also get interest." Lee En explained, “That is, your money is in your vault and cannot create any profit, but deposited in the bank can create profits continuously.” "If you can take out 1 million gold, the annual interest rate is , and you can save for 1 year, you can get 24,000 gold, and you can get 120,000 gold in five years, and you don't need to think, manage, and sit at home. You can have this income. Of course, the interest rates of fixed deposits and current deposits are definitely different. If you have a fixed deposit for 5 years, the interest rates of Green Yinling Bank will be higher. I will mention 3%, and you are shareholders. The treatment should be higher than other investors, so we will increase it by 2 more points to 5%. " "Thus, a deposit of 1 million gold can be obtained in 5 years. This is an increase of one quarter. Are you excited?" The nobles' eyes lit up when they heard this, and they increased their property by one quarter in 5 years! And you don’t need to manage it yourself at all. If you lose it, you can get one-to-one compensation from the bank. Where can I find such a good thing? Looking at their unusual eyes, Li En continued, "In addition, you are also shareholders and you can get dividends based on your shares every year. The better the bank's performance, the more dividends you get. I don't need to explain this, right?" Li En's implication is that they not only have to save themselves, but also advocate that other nobles also save. The more others save, the more money they get. Of course they can understand, and many people have already moved. Developing them into free salesmen is also one of Li En's plans. "Mr. Emlang, please share with all shareholders the bank's deposit interest rates." Lee En looked at Finance Minister Omari Hani with a smile. Emlang coughed twice and said seriously, "Luyinling Bank deposits are divided into demand deposits and fixed deposits. Current deposits are withdrawn at any time, which can facilitate your emergency response at any time. The deposit interest rate is 2%. "Time deposits are based on three levels: 1 year, 5 years and 10 years. They can only be withdrawn on the specified date. The deposit interest rates are , 3% and respectively. "Stockholder privileges can be increased by 2 points." Em Lang paused and continued, “What you heard above is the deposit rules for Green Yinling Bank within one month’s establishment. "Every month thereafter, deposit interest rates fell by , until demand deposits stabilized at 1%, fixed deposits stabilized at , 2%, . The interest rates will not change. "The interest on deposits will be calculated based on the initial interest and will not change based on the floating rate." After Emlang finished speaking, the nobles broke out in heated discussions.

"Mr. Emlang, do you mean that the earlier you deposit, the more interest you get?" "That's right. Only everyone here knows this news now. Everyone is the first group of people who have eaten crabs. By the time the news was widely circulated, it had been more than a month. They would not be able to get it if they deposited money into the bank. Higher interest than you guys.” Emlang replied. The nobles instantly felt superior, they knew that information was sometimes equivalent to money, and this rule was the best way to reflect it. "The Green Yin Ling Bank will form an elite army to protect the army. The members of the army will be selected from the Green Yin Ling guards. Everyone can rest assured of safety." Home Secretary Carrel Dennis added. "Last point, a nobleman with a deposit of more than 100,000 gold can have an opportunity to invite me to visit my home." Li En said with a smile. The nobles immediately realized that perhaps he would pick a fiancée from the rich who would match his status. If you become the in-laws of the new lord, then you will only have more and more privileges in the Green Shade Territory from now on. Now, the nobles had no doubts anymore. The conservative nobles planned to take out 10% of their assets to test the waters, the moderate nobles planned to take out 50% of their deposits and put them into banks, while the radicals planned to invest 100% in them. , and invite relatives and friends to be the first group of people to eat crabs.