From the moment Lin Yang entered the office and they greeted each other, Hu Qian’s gaze never left Lin Yang.
After both parties were seated on the sofa, Hu Qian spoke, “Junior, your classmate is very successful!”
Zhang Jun nodded in response, “Lin Yang is indeed very successful; at such a young age, he not only owns many properties but also has a lot of cash. He’s much stronger than us. But I’m curious, how did you figure that out, Senior?”
Hu Qian smiled slightly, “It’s obvious. Someone like me, who often deals with people, can tell a successful person from an ordinary one at a glance. Their eyes and demeanor are very different. Think back to how you act when you meet a high-ranking leader at your workplace?”
Zhang Jun recalled his reaction when meeting a high-ranking leader at his workplace: he dared not look directly, spoke in a low voice, and moved timidly, as if an invisible aura was pressing down on him.
Let alone facing a high-ranking leader, even when facing a successful person like Hu Qian, no matter how familiar they were, he always felt somewhat constrained in her presence.
This was all because he clearly understood the disparity between them—a natural reaction of a subordinate facing a superior.
In contrast, Lin Yang was open and generous throughout, communicating as an equal.
To achieve this, besides his mindset, the most important thing was his confidence; his success gave him the confidence to communicate as an equal.
Beside him, Lin Yang nodded admiringly.
No wonder Hu Qian could be so successful; with her ability to read people, it would be difficult for her not to succeed.
Hu Qian continued, “Alright, let’s get to the point. Mr. Lin, there’s no problem with you wanting me to manage your investments, but I want to say that stock market trading carries very high risks. Ten million could turn into twenty million in a month, or it could turn into one hundred thousand or even tens of thousands, and some might even hit a landmine and lose everything.”
“High risk also means high returns, right? Since I’ve chosen this path, I can naturally accept the risks it brings,” Lin Yang said with a smile. “It’s precisely because of the high risk of the stock market that I sought out an expert like you.”
Hu Qian nodded and smiled, “Since Mr. Lin is already aware of the risks involved, we can proceed. Please wait a moment while I get the entrustment contract.”
Hu Qian got up, found an entrustment contract on her desk, walked over, and handed it to Lin Yang.
“Please take a look. If there are no issues, you can sign the contract.”
Lin Yang took the contract and reviewed it; it was a contract that protected the rights of both parties.
It stipulated the operating methods and profit-sharing ratios.
There were two operating methods.
One was to simply transfer the money to a designated account, with everything else fully entrusted to Hu Qian. The profits would be split 80/20, and if there was a loss, only a fixed handling fee of fifty thousand per transaction would be charged.
Lin Yang sighed, stock advising truly was a highly profitable business; whether money was made or lost, she always profited.
The second method was semi-custodial, where the investor would specify what to buy, at what price to buy, and when to sell. A 3% handling fee would be charged on profits, and for losses, it would still be fifty thousand per transaction.
Evidently, the second method better suited Lin Yang’s requirements.
However, Lin Yang felt that the 3% handling fee was a bit too high.
A 3% handling fee might be reasonable for others, but for him, it was too high.
No matter how much others researched, no matter how high the probability of making money, there was always a possibility of loss.
But Lin Yang was different; he had an intelligence system, and the information it pushed was 100% accurate. As long as he bought and sold according to the intelligence prompts, he would make 100% profit with no risk of loss.
The reason he sought Hu Qian’s help was that the amount of capital was too large, and operating it himself would cause stock price fluctuations in a short time, leading to a loss of some profit.
Moreover, if he operated it himself, all his energy would have to be focused on it, leaving no time for anything else.
Therefore, finding someone to operate it was the best option.
Lin Yang understood that to make a horse run, you had to feed it grass. He was willing to give up a portion of the profit, but 3% was indeed too high.
“Manager Hu, I have no objections to other aspects, but could we perhaps modify the handling fee here?”
Hu Qian frowned. Originally, other clients’ handling fees were a 70/30 split or 4% of the profit.
She had given him the low-fee contract, typically reserved for VIP clients investing over fifty million, out of consideration for Zhang Jun.
In her opinion, no matter how successful Lin Yang was, it was impossible for him to have fifty million to invest in stocks at his age in his twenties.
“What does Mr. Lin mean?”
“I personally prefer the second option. I’ll be responsible for determining which stocks to buy and sell, but the handling fee needs to be adjusted to 1.5%. Of course, I won’t let you suffer a loss; other terms can also be modified, meaning that regardless of profit or loss, 1.5% will be charged.”
Upon hearing the handling fee cut in half, Hu Qian almost wanted to directly reject Lin Yang as a client.
Fortunately, Lin Yang continued speaking without hesitation, and she quickly calculated and analyzed the pros and cons of the solution Lin Yang proposed.
Although Lin Yang’s proposal halved the profit handling fee, losses would also be charged a percentage-based handling fee.
With these offsetting each other, the handling fees she earned did not decrease; in fact, she could even earn a bit more, so this proposal was not unacceptable.
“Alright, we’ll sign the contract according to your proposal. Please wait a moment while I prepare the contract.”
“No problem.”
Hu Qian got up to prepare the contract.
At this moment, Zhang Jun quietly said, “Lin Yang, why do you want to change the handling fee collection plan? There’s no guaranteed profit in the stock market. Wouldn’t changing it like this put you at a disadvantage?”
Lin Yang smiled slightly, “Losing is a blessing.”
Although he said that, Lin Yang knew very well in his heart that others entering the stock market had no guaranteed profit, but he definitely would.
Based on a ten million profit, he could save one hundred fifty thousand in handling fees in one go. With more transactions, this number would be even larger.
Soon, Hu Qian printed out the revised contract and brought it over.
Lin Yang carefully read through all the clauses of the contract. Finding no issues, he prepared to sign.
“How should I fill in the capital section here?”
Lin Yang pointed to a spot on the contract and asked.
“Here, you fill in how much you plan to invest for me to manage. Just fill in the exact amount.”
“Then if I want to invest more capital in the future, won’t I have to sign a new contract?”
Hu Qian nodded, “That’s right. The more capital, the lower the handling fee ratio, so you’ll naturally need to sign a new contract.”
“Alright then.”
Lin Yang smiled and filled in the capital section with a ‘1’ followed by eight zeroes.
Hu Qian immediately saw many zeroes.
She silently counted in her head:
“One, two, three… six, seven, eight. Oh my, is this one hundred million?”
Hu Qian’s first reaction was that her eyes were playing tricks on her. She counted two more times, and indeed, it was one hundred million.
However, Zhang Jun had previously mentioned that Lin Yang had no background and was not a rich second-generation.
In such circumstances, being able to produce ten million just a few years after graduation was already remarkable.
To be able to produce one hundred million would be absolutely incredible.
Since she hadn’t miscounted, did he accidentally fill it in incorrectly?
“Mr. Lin, the money you plan to invest in the stock market isn’t ten million, but one hundred million?”
“That’s right. Is there a problem?”