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Chapter 5: Credit

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[Villain + System + Invincible Background + Decisive Killing + No Bootlicking + No Suffocation + Cruelty + Teasing + Explosively Invincible] [Holy Mother, please do not enter! Holy Mother, please do not enter! Holy Mother, please do not enter!!] Jiang Ye traveled through time and space and became the son of the immortal god of the Immortal Clan, born with an eternal immortal body. Before he reached adulthood, he encountered an invasion of foreign demons and was sealed by his parents in the clan's divine source to sleep. His father, the Great Emperor Zhenling, was seriously injured and disappeared during the dark turmoil, quietly becoming a deserter; His mother, Empress Hongye, secretly developed for 200,000 years and became the only emperor in the universe whose combat power was not damaged. She was at the peak of her heyday. Based on Jiang Ye’s understanding of his adoptive parents. This couple is probably planning some shady activities in private... The heavens and myriad realms gradually revived, and Jiang Ye broke the seal and was born. Jiang Ye originally thought that he could just lie back and enjoy the treatment of a top-level second-generation immortal. So his mother started by transplanting him the supreme bone dug out from a child? The dual cultivation saint chosen for him must fulfill the three-year agreement? "I'm actually a villain?" In order to avoid becoming a stepping stone for the protagonists, Jiang Ye decided to stop being a human being. Challenge? I'll destroy your entire clan without any moral principles! Coming to steal the bride? Just beat the dog head! Comparing literary talent? Just bribe everyone present! Jiang Ye said, "What's wrong with bullying others? If you have the guts, you can bully me too?" The protagonists are numb. Wearing a mask of pain on my head, I am collapsed and confused, with tears in my eyes.

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In the Age of Supernatural, everyone can awaken their talents, pursue extraordinary professions, and gain supreme power. High school student Jiang He awakens the talent [Time Transfer], allowing him to summon his future selves from different timelines to the present as Heroic Spirits, gaining access to their future selves' talents and skills. Thus, one Heroic Spirit after another makes his debut: the [Savior], who awakens the weakest of talents yet saves humanity from the end; the [Starbreaker], possessing an infinitely evolving body, battles the myriad races of the stars; the [Abyss Lord], [World Destroyer], [Conqueror], [Symbol of Peace], [Mechanical Devil], who can contract demons and ultimately rule the endless abyss... When Heroic Spirits and Evil Spirits gather, countless timelines converge. Rejoice! A being who controls endless timelines has been born...

Ongoing
I Awakened My Dual Powers And Started My Road To Invincibility

[High-level martial arts + invincible and exciting writing + decisive killing + multiple talents + city + extermination of alien races + passion] Monsters are rampant and alien races are invading. This is an era of universal awakening, but also a cruel era where strength is respected and the strong prey on the weak! Yu Yi traveled through time and space and became an ordinary male high school student. He awakened two talents at the beginning! And bound to the universal system! As long as you complete the system tasks, you can get talent points and system rewards! From now on, it’s been a smooth journey! Realm too low? "System gives me some points!" Is it difficult to practice martial arts? "System! Improve my proficiency!" Talent level too low? "System! Increase my talent level!" Ordinary lightning is too weak? "Congratulations to the host for obtaining the Chaos Thunder!" Too little talent? "Congratulations to the host for obtaining the talent - Sun True Fire (Unknown)" Too few skills? "Congratulations to the dormitory for obtaining the Ancient Thunder Dragon Art and Thunder Punishment: Ten Thousand Thunders!" Too weak? "Congratulations to the host for obtaining the Chaos Divine Body!" When the coastal cities of Dragon Kingdom were under attack from sea monsters and were about to fall, Yu Yi, with Chaos Thunder in his left hand and Sun True Fire in his right hand, monopolized the three sea monster kings! When the alien race invaded in full force and the Great Wall was about to fall, Yu Yi pinched the ancient thunder dragon technique, summoned the ancient thunder dragon, and fought against the alien race! Many years later, Yu Yi became the strongest person in the universe! Flatten the heavens!

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Divine God Against The Heavens

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My Two-sided Cultivation: Starting From Collecting Experiences

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Beastmastering: The Best Master Ever!

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The year is 2060 and after decades of technological delay caused by mysterious events Earth and its inhabitants are about to face their greatest challenge yet. One, seemingly normal day everyone on Earth heard a voice.{Earthlings, the time has come for change, please stay calm and wait for the terraforming process, everything will be explained during it}Every human being was transported that fateful day, floating in space and watching the planet be transformed right in front of their eyes."I got a fcking stick as a reward, are you fcking kidding me?!"Reign was there before most, as a human that defeated a monster before the terraforming he was titled a pioneer and got a chance to draw a lottery, but that did not end quite well.Join our protagonist with his quirky group of friends as they fight and level up in this world that became a game, trying their best to win it and stop the destruction of Earth.Will they be successful or will they fail?What is the mysterious power hiding deep inside Reign?Find that all out by reading Is This Really a Game?!

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A Necromancer Who Just Wants to Plant Trees

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The Daily Life of the Immortal King

As a cultivation genius who has achieved a new realm every two years since he was a year old, Wang Ling is a near-invincible existence with prowess far beyond his control. But now that he’s sixteen, he faces his greatest battle yet – Senior High School. With one challenge after another popping up, his plans for a low-key high school life seem further and further away…Wang Ling: I just want to eat my crispy noodle snacks in peace…Father Wang: If you’re careless enough to destroy the country, it’s coming out of your pocket money.Wang Ling: It’s not my fault that the backlash from punching me kills you.

Chapter 5: Credit

Date 18 Mar 2321

Time 14:23

Location Sky Blossom city, Lion King National Bank, Counter no.7

“Yes sir, how may I help you?”

“I would like to update my account status.”

“Sure sir, please hold your grimoire facing the scanner sir.”

“Okay”

Summoning my Grimoire I hold it in front of the scanner.

I didn’t notice it before but the QR code on the grimoire cover changed as I contracted with it.

The grimoire can quantify my DNA to produce my own permanent unique and standard QR code. This QR code is my legal universal Id, it is linked to all my accounts.

I noticed that the clerk was looking at me with amazed eyes. I get it, not every day does she get to see a 17-year-old silver Grimoire holder.

Even a 17-year-old Bronze Grimoire holder is rare, so my species is almost extinct. I don’t mind her admiring me but now it’s getting weird.

“Excuse me, Miss?”

“Ah! Sorry, sir. Your account status is updated.”

“Okay, thank you.”

“Sir!”

As I got up to leave the clerk called me, “yes anything else?” I asked.

“If you don’t mind, can I have a few minutes of your time?”

“No problem” I sat back on the chair comfortably.

“Congrats on becoming a Card Apprentice sir.”

“Thank you”

“Sir, I would like to introduce our latest credit plan for Young and Aspiring Card Apprentice, would you be interested sir?”

“Sure, why not?”

“Sir this scheme offers you a line of credit that can be used to make purchases of skill/item Cards Or Card materials and requiring that you pay back the loan amount in the future. When using this scheme, you will need to make at least the minimum payment every month by the due date on the balance.”

“So you will loan me money to buy skill/item cards or card materials in advance, which I will have to pay later in minimum payment every month by the due date on the balance.”

“Yes sir.”

“Sounds good, where do I sign?” This scheme was like Credit cards back in my world, except here you use grimoire instead of the credit card.

“Okay, I will forward the relevant documents to your grimoire, after you sign it we are good to go.”

“All done?” I said after signing the documents I received in my grimoire.

“Yes sir, thank you for your time.”

“No, thank you, ma’am.”

‘All banks are the same in any world’ I thought as I walked out of the Bank.

One of the reasons I updated my account status was because I had no money. I wasn’t lying when I said I didn’t have money to buy breakfast.

I was too proud to beg for a loan from the bank but it was another thing if they handed it out themselves.

Since Young Wyatt was going to commit suicide he did not bother to restock the fridge or the pantry nor did he have the money to do so.

“Damn it feels good to finally have some money to spend” I cursed out loud. It was taxing to walk to the bank since I did not have enough money to travel through public transport.

‘Rumble’

My new body was famished as it didn’t have food since yesterday evening.

‘Rumble’

Without any further delay, I rushed into the nearest Buffet. I didn’t mind if it was expensive here, I could not suppress my hunger anymore.

…

Date 18 Mar 2321

Time 16:35

Location Sky Blossom city, Adventure Guild Association, Adventure Guild Mall

After having a hearty lunch, I caught a taxi according to the taxi driver Adventure Guild Mall is the cheapest place to buy quality skill/item card or card materials.

Even though I was already a Card Apprentice I didn’t have any worthy cards to back me. What kind of Card apprentice would I be with zero skill/item cards. So, I decided to buy some useful skill cards.

And I also need to find a stable source of income, no amount of money would be enough without a stable source of income.

All my old skills were considered useless in this world as this world was heavily dependent on cards and grimoire.

Some would say I should copyright songs, movies, novels etc from my world. I could barely remember how I died, much less remember songs, movie plots or novels that I watched ages ago.

Being an inventor I had many patents in my mind but they were useless as this world did not focus on electronics or industrialisation instead it had various cards for every little thing.

Walking into the card section of the mall, I found an empty couch and sat comfortably.

*Beep*

Soon my grimoire beeped, indicating that I received a notification. Opening the grimoire I checked the notification

[Welcome to Adventure Guild Mall]

[Please wait as one of our Sales executives reaches you. ]

[expected wait time: 45seconds]

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